Income Limits by County

FY2027 Small Area FMR · Paw Paw, IL

ZIP 61353 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 61353 (Paw Paw, IL) is $1,240 a month, down 0.8% from FY2026. That is 16% below the DeKalb County, IL area-wide FMR of $1,481.

2-bedroom SAFMR$1,240per month ▼ 0.8%
Area-wide 2 BR FMR$1,481DeKalb County, IL
Rank in the area23rdof 26 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,116
2 BR Small Area FMR$1,240
110% of SAFMR$1,364

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 61353 sits in the DeKalb County, IL area

$1,240$2,340median $1,510

Of the 26 ZIP codes HUD lists for the area, 61353 has the 23rd highest two-bedroom Small Area FMR. DeKalb County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,481 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,240 for this ZIP code instead.

ZIP code 61353 crosses more than one HUD area. HUD also lists it under Lee County, IL (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$860$774 – $946$1,052$860
1 bedroom$950$855 – $1,045$1,155$960
2 bedrooms$1,240$1,116 – $1,364$1,481$1,250
3 bedrooms$1,650$1,485 – $1,815$2,006$1,710
4 bedrooms$1,990$1,791 – $2,189$2,301$2,100

A household renting a two-bedroom home at the Small Area FMR of $1,240 needs about $49,600 a year to keep housing costs at 30% of income. The area median family income is $112,500 and the 80% low-income limit for four people is $88,950. ZIP code 61353 lies mainly in Lee County. See the DeKalb County, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
61318Compton4.5 mi$1,140
60530Lee6.7 mi$1,330
60518Earlville8.2 mi$1,240
60550Shabbona8.5 mi$1,340
61378West Brooklyn8.6 mi$1,230
60553Steward8.8 mi$1,400

Questions

What is the Fair Market Rent for ZIP code 61353?

HUD's FY2027 Small Area Fair Market Rents for 61353 are $860 (studio), $950 (1 BR), $1,240 (2 BR), $1,650 (3 BR) and $1,990 (4 BR) a month.

What is the Section 8 payment standard in 61353?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 61353 that range is $1,116 to $1,364 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 61353?

The FY2026 income limits of the DeKalb County, IL area apply: median family income $112,500, low-income (80%) limit $88,950 for a family of four.