FY2027 Small Area FMR · Saybrook, IL

ZIP 61770 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 61770 (Saybrook, IL) is $1,180 a month, up 1.7% from FY2026. That is 8% below the Bloomington, IL area-wide FMR of $1,287.

2-bedroom SAFMR$1,180per month ▲ 1.7%

Area-wide 2 BR FMR$1,287Bloomington, IL

Rank in the area22ndof 38 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,062

2 BR Small Area FMR$1,180

110% of SAFMR$1,298

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$850▲ 2.4%

1 BR$900▲ 1.1%

2 BR$1,180▲ 1.7%

3 BR$1,550▲ 1.3%

4 BR$1,560▲ 1.3%

FY2027 FY2026

Where 61770 sits in the Bloomington, IL area

Of the 38 ZIP codes HUD lists for the area, 61770 has the 22nd highest two-bedroom Small Area FMR. Bloomington, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,287 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,180 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$850	$765 – $935	$941	$830
1 bedroom	$900	$810 – $990	$996	$890
2 bedrooms	$1,180	$1,062 – $1,298	$1,287	$1,160
3 bedrooms	$1,550	$1,395 – $1,705	$1,685	$1,530
4 bedrooms	$1,560	$1,404 – $1,716	$1,691	$1,540

A household renting a two-bedroom home at the Small Area FMR of $1,180 needs about $47,200 a year to keep housing costs at 30% of income. The area median family income is $117,000 and the 80% low-income limit for four people is $93,600. ZIP code 61770 lies mainly in McLean County. See the Bloomington, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
61722	Arrowsmith	5.9 mi	$1,420
61720	Anchor	7.7 mi	$1,330
61724	Bellflower	7.9 mi	$1,180
61845	Foosland	8.3 mi	$1,180
60936	Gibson City	9.3 mi	$1,180
61728	Colfax	10.4 mi	$1,180

Questions

What is the Fair Market Rent for ZIP code 61770?

HUD's FY2027 Small Area Fair Market Rents for 61770 are $850 (studio), $900 (1 BR), $1,180 (2 BR), $1,550 (3 BR) and $1,560 (4 BR) a month.

What is the Section 8 payment standard in 61770?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 61770 that range is $1,062 to $1,298 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 61770?

The FY2026 income limits of the Bloomington, IL area apply: median family income $117,000, low-income (80%) limit $93,600 for a family of four.