FY2027 Small Area FMR · Foosland, IL
ZIP 61845 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 61845 (Foosland, IL) is $1,180 a month, up 20.4% from FY2026. That is 8% below the Bloomington, IL area-wide FMR of $1,287.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 61845 sits in the Bloomington, IL area
Of the 38 ZIP codes HUD lists for the area, 61845 has the 22nd highest two-bedroom Small Area FMR. Bloomington, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,287 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,180 for this ZIP code instead.
ZIP code 61845 crosses more than one HUD area. HUD also lists it under Champaign-Urbana, IL (same figures) and Ford County, IL (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $850 | $765 – $935 | $941 | $820 |
| 1 bedroom | $900 | $810 – $990 | $996 | $820 |
| 2 bedrooms | $1,180 | $1,062 – $1,298 | $1,287 | $980 |
| 3 bedrooms | $1,550 | $1,395 – $1,705 | $1,685 | $1,290 |
| 4 bedrooms | $1,560 | $1,404 – $1,716 | $1,691 | $1,320 |
A household renting a two-bedroom home at the Small Area FMR of $1,180 needs about $47,200 a year to keep housing costs at 30% of income. The area median family income is $117,000 and the 80% low-income limit for four people is $93,600. ZIP code 61845 lies mainly in Champaign County and Ford County. See the Bloomington, IL county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 61845?
HUD's FY2027 Small Area Fair Market Rents for 61845 are $850 (studio), $900 (1 BR), $1,180 (2 BR), $1,550 (3 BR) and $1,560 (4 BR) a month.
What is the Section 8 payment standard in 61845?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 61845 that range is $1,062 to $1,298 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 61845?
The FY2026 income limits of the Bloomington, IL area apply: median family income $117,000, low-income (80%) limit $93,600 for a family of four.