FY2027 Small Area FMR · Urbana, IL

ZIP 61801 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 61801 (Urbana, IL) is $1,140 a month, up 4.6% from FY2026. That is 3% below the Champaign-Urbana, IL area-wide FMR of $1,173.

2-bedroom SAFMR$1,140per month ▲ 4.6%

Area-wide 2 BR FMR$1,173Champaign-Urbana, IL

Rank in the area26thof 54 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$950▲ 4.4%

1 BR$970▲ 5.4%

2 BR$1,140▲ 4.6%

3 BR$1,430▲ 2.1%

4 BR$1,500▲ 4.2%

FY2027 FY2026

Where 61801 sits in the Champaign-Urbana, IL area

Of the 54 ZIP codes HUD lists for the area, 61801 has the 26th highest two-bedroom Small Area FMR. Champaign-Urbana, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,173 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$950	$855 – $1,045	$983	$910
1 bedroom	$970	$873 – $1,067	$996	$920
2 bedrooms	$1,140	$1,026 – $1,254	$1,173	$1,090
3 bedrooms	$1,430	$1,287 – $1,573	$1,474	$1,400
4 bedrooms	$1,500	$1,350 – $1,650	$1,542	$1,440

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $114,300 and the 80% low-income limit for four people is $88,700. ZIP code 61801 lies mainly in Champaign County. See the Champaign-Urbana, IL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
61820	Champaign	1.8 mi	$1,350
61802	Urbana	3.3 mi	$1,140
61821	Champaign	3.4 mi	$1,180
61874	Savoy	4.9 mi	$1,070
61822	Champaign	5.4 mi	$1,480
61815	Bondville	8.7 mi	$1,230

Questions

What is the Fair Market Rent for ZIP code 61801?

HUD's FY2027 Small Area Fair Market Rents for 61801 are $950 (studio), $970 (1 BR), $1,140 (2 BR), $1,430 (3 BR) and $1,500 (4 BR) a month.

What is the Section 8 payment standard in 61801?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 61801 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 61801?

The FY2026 income limits of the Champaign-Urbana, IL area apply: median family income $114,300, low-income (80%) limit $88,700 for a family of four.