Income Limits by County

HUD Metro FMR Area · 2 counties

Champaign-Urbana, IL Fair Market Rent & Income Limits

For FY2027 HUD set the two-bedroom Fair Market Rent for the Champaign-Urbana, IL area at $1,173 a month, up 4.5% from FY2026. The FY2026 median family income is $114,300. The same figures apply in all 2 counties of the area.

2-bedroom FMR$1,173per month ▲ 4.5%
Median family income$114,300FY2026
People in the area225,436HUD file, 2024

Fair Market Rent by unit size

FY2027 FY2026

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Champaign-Urbana, IL.

Low income (80% limit)

A household of 4 earning $86,700 is under the 80% limit of $88,700 for this area. At 30% of income it could pay about $2,168 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$23,300$38,850$46,620$62,100
2$26,600$44,400$53,280$71,000
3$29,950$49,950$59,940$79,850
4$33,250$55,450$66,540$88,700
5$38,680$59,900$71,880$95,800
6$44,360$64,350$77,220$102,900
7$50,040$68,800$82,560$110,000
8$55,720$73,200$87,840$117,100

HERA Special area. Tax-credit properties placed in service before 2009 may use HUD's higher HERA hold-harmless 60% limits here: $69,720 for four people, against the regular $66,540.

Two-bedroom FMR since 2001

2-bedroom Fair Market Rent, 2001 to 2027$0$400$800$1,200$1,600200520102015202020252027$1,173FY2001: $605FY2002: $626FY2003: $636FY2004: $640FY2005: $611FY2006: $614FY2007: $633FY2008: $662FY2009: $684FY2010: $705FY2011: $713FY2012: $802FY2013: $785FY2014: $862FY2015: $796FY2016: $824FY2017: $829FY2018: $849FY2019: $836FY2020: $862FY2021: $868FY2022: $977FY2023: $1,030FY2024: $1,049FY2025: $1,080FY2026: $1,122FY2027: $1,173

Counties in the area

CountyPeople2 BR FMR
Champaign County, IL208,741$1,173
Piatt County, IL16,695$1,173

Small Area FMRs across 54 ZIP codes

Two-bedroom Small Area FMRs in the Champaign-Urbana, IL area run from $1,010 to $1,530; the middle ZIP code is at $1,120, against the area-wide FMR of $1,173. This is not a mandatory Small Area FMR area; agencies may opt in.

$1,010$1,530median $1,120

Highest ZIP codes

61859 (Ogden, IL)$1,530
61822 (Champaign, IL)$1,480
61853 (Mahomet, IL)$1,480
61820 (Champaign, IL)$1,350
61830 (Cisco, IL)$1,310
61877 (Sidney, IL)$1,300
61864 (Philo, IL)$1,280
61856 (Monticello, IL)$1,270

Lowest ZIP codes

61956 (Villa Grove, IL)$1,010
61937 (Lovington, IL)$1,010
61929 (Hammond, IL)$1,010
61913 (Atwood, IL)$1,010
61880 (Tolono, IL)$1,010
61878 (Thomasboro, IL)$1,010
61863 (Pesotum, IL)$1,010
61862 (Penfield, IL)$1,010

Questions

What is the Fair Market Rent in the Champaign-Urbana, IL area?

HUD's FY2027 Fair Market Rents for the Champaign-Urbana, IL area are $983 (studio), $996 (1 BR), $1,173 (2 BR), $1,474 (3 BR) and $1,542 (4 BR) a month.

What is the area median income for Champaign-Urbana, IL?

The FY2026 median family income is $114,300; the 80% low-income limit for four people is $88,700.

Which counties are in this HUD metro area?

Champaign County, IL and Piatt County, IL.