FY2027 Small Area FMR · Armstrong, IL

ZIP 61812 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 61812 (Armstrong, IL) is $1,090 a month, up 0.9% from FY2026. That is 14% above the Vermilion County, IL area-wide FMR of $956.

2-bedroom SAFMR$1,090per month ▲ 0.9%

Area-wide 2 BR FMR$956Vermilion County, IL

Rank in the area5thof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$981

2 BR Small Area FMR$1,090

110% of SAFMR$1,199

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$850▲ 10.4%

1 BR$860▲ 3.6%

2 BR$1,090▲ 0.9%

3 BR$1,430▲ 9.2%

4 BR$1,500▲ 4.2%

FY2027 FY2026

Where 61812 sits in the Vermilion County, IL area

Of the 28 ZIP codes HUD lists for the area, 61812 has the 5th highest two-bedroom Small Area FMR. Vermilion County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $956 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$850	$765 – $935	$743	$770
1 bedroom	$860	$774 – $946	$748	$830
2 bedrooms	$1,090	$981 – $1,199	$956	$1,080
3 bedrooms	$1,430	$1,287 – $1,573	$1,278	$1,310
4 bedrooms	$1,500	$1,350 – $1,650	$1,337	$1,440

A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $82,900 and the 80% low-income limit for four people is $71,750. ZIP code 61812 lies mainly in Vermilion County. See the Vermilion County, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
61871	Royal	3.9 mi	$1,220
61859	Ogden	5.9 mi	$1,530
61862	Penfield	6.0 mi	$1,010
61844	Fithian	6.2 mi	$1,170
61831	Collison	6.3 mi	$990
61865	Potomac	7.9 mi	$930

Questions

What is the Fair Market Rent for ZIP code 61812?

HUD's FY2027 Small Area Fair Market Rents for 61812 are $850 (studio), $860 (1 BR), $1,090 (2 BR), $1,430 (3 BR) and $1,500 (4 BR) a month.

What is the Section 8 payment standard in 61812?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 61812 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 61812?

The FY2026 income limits of the Vermilion County, IL area apply: median family income $82,900, low-income (80%) limit $71,750 for a family of four.