FY2027 Small Area FMR · Potomac, IL

ZIP 61865 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 61865 (Potomac, IL) is $930 a month, up 1.1% from FY2026. That is 3% below the Vermilion County, IL area-wide FMR of $956.

2-bedroom SAFMR$930per month ▲ 1.1%

Area-wide 2 BR FMR$956Vermilion County, IL

Rank in the area23rdof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$837

2 BR Small Area FMR$930

110% of SAFMR$1,023

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$720▲ 14.3%

1 BR$730▲ 4.3%

2 BR$930▲ 1.1%

3 BR$1,240▲ 11.7%

4 BR$1,300▲ 5.7%

FY2027 FY2026

Where 61865 sits in the Vermilion County, IL area

Of the 28 ZIP codes HUD lists for the area, 61865 has the 23rd highest two-bedroom Small Area FMR. Vermilion County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $956 for two bedrooms; an agency that opts in to Small Area FMRs would use $930 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$720	$648 – $792	$743	$630
1 bedroom	$730	$657 – $803	$748	$700
2 bedrooms	$930	$837 – $1,023	$956	$920
3 bedrooms	$1,240	$1,116 – $1,364	$1,278	$1,110
4 bedrooms	$1,300	$1,170 – $1,430	$1,337	$1,230

A household renting a two-bedroom home at the Small Area FMR of $930 needs about $37,200 a year to keep housing costs at 30% of income. The area median family income is $82,900 and the 80% low-income limit for four people is $71,750. ZIP code 61865 lies mainly in Vermilion County. See the Vermilion County, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
61848	Henning	5.3 mi	$1,120
61831	Collison	5.5 mi	$990
61812	Armstrong	7.9 mi	$1,090
61862	Penfield	8.2 mi	$1,010
60963	Rossville	9.2 mi	$1,050
61811	Alvin	9.5 mi	$1,000

Questions

What is the Fair Market Rent for ZIP code 61865?

HUD's FY2027 Small Area Fair Market Rents for 61865 are $720 (studio), $730 (1 BR), $930 (2 BR), $1,240 (3 BR) and $1,300 (4 BR) a month.

What is the Section 8 payment standard in 61865?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 61865 that range is $837 to $1,023 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 61865?

The FY2026 income limits of the Vermilion County, IL area apply: median family income $82,900, low-income (80%) limit $71,750 for a family of four.