Income Limits by County

FY2027 Small Area FMR · Belknap, IL

ZIP 62908 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 62908 (Belknap, IL) is $970 a month, up 2.1% from FY2026. That is 2% below the Massac County, IL area-wide FMR of $993.

2-bedroom SAFMR$970per month ▲ 2.1%
Area-wide 2 BR FMR$993Massac County, IL
Rank in the area7thof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$873
2 BR Small Area FMR$970
110% of SAFMR$1,067

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 62908 sits in the Massac County, IL area

$940$1,160median $1,040

Of the 8 ZIP codes HUD lists for the area, 62908 has the 7th highest two-bedroom Small Area FMR. Massac County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $993 for two bedrooms; an agency that opts in to Small Area FMRs would use $970 for this ZIP code instead.

ZIP code 62908 crosses more than one HUD area. HUD also lists it under Johnson County, IL (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$710$639 – $781$706$700
1 bedroom$780$702 – $858$766$790
2 bedrooms$970$873 – $1,067$993$950
3 bedrooms$1,290$1,161 – $1,419$1,375$1,270
4 bedrooms$1,420$1,278 – $1,562$1,402$1,420

A household renting a two-bedroom home at the Small Area FMR of $970 needs about $38,800 a year to keep housing costs at 30% of income. The area median family income is $84,400 and the 80% low-income limit for four people is $71,750. ZIP code 62908 lies mainly in Massac County and Johnson County. See the Massac County, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
62956Karnak4.5 mi$940
62943Grantsburg7.1 mi$980
62953Joppa7.2 mi$1,090
62941Grand Chain8.3 mi$1,160
62923Cypress8.7 mi$1,170
62995Vienna8.9 mi$930

Questions

What is the Fair Market Rent for ZIP code 62908?

HUD's FY2027 Small Area Fair Market Rents for 62908 are $710 (studio), $780 (1 BR), $970 (2 BR), $1,290 (3 BR) and $1,420 (4 BR) a month.

What is the Section 8 payment standard in 62908?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 62908 that range is $873 to $1,067 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 62908?

The FY2026 income limits of the Massac County, IL area apply: median family income $84,400, low-income (80%) limit $71,750 for a family of four.