FY2027 Small Area FMR · Joppa, IL

ZIP 62953 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 62953 (Joppa, IL) is $1,090 a month, up 3.8% from FY2026. That is 10% above the Massac County, IL area-wide FMR of $993.

2-bedroom SAFMR$1,090per month ▲ 3.8%

Area-wide 2 BR FMR$993Massac County, IL

Rank in the area4thof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$981

2 BR Small Area FMR$1,090

110% of SAFMR$1,199

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$770▼ 9.4%

1 BR$840▼ 2.3%

2 BR$1,090▲ 3.8%

3 BR$1,510▲ 3.4%

4 BR$1,540▲ 0.7%

FY2027 FY2026

Where 62953 sits in the Massac County, IL area

Of the 8 ZIP codes HUD lists for the area, 62953 has the 4th highest two-bedroom Small Area FMR. Massac County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $993 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$770	$693 – $847	$706	$850
1 bedroom	$840	$756 – $924	$766	$860
2 bedrooms	$1,090	$981 – $1,199	$993	$1,050
3 bedrooms	$1,510	$1,359 – $1,661	$1,375	$1,460
4 bedrooms	$1,540	$1,386 – $1,694	$1,402	$1,530

A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $84,400 and the 80% low-income limit for four people is $71,750. ZIP code 62953 lies mainly in Massac County. See the Massac County, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
42053	Kevil	6.7 mi	$1,190
42022	Bandana	6.7 mi	$1,270
62956	Karnak	7.0 mi	$940
62908	Belknap	7.2 mi	$970
62941	Grand Chain	7.8 mi	$1,160
62960	Metropolis	7.9 mi	$990

Questions

What is the Fair Market Rent for ZIP code 62953?

HUD's FY2027 Small Area Fair Market Rents for 62953 are $770 (studio), $840 (1 BR), $1,090 (2 BR), $1,510 (3 BR) and $1,540 (4 BR) a month.

What is the Section 8 payment standard in 62953?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 62953 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 62953?

The FY2026 income limits of the Massac County, IL area apply: median family income $84,400, low-income (80%) limit $71,750 for a family of four.