FY2027 Small Area FMR · Rosiclare, IL

ZIP 62982 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 62982 (Rosiclare, IL) is $1,040 a month, unchanged from FY2026. That is 12% above the Hardin County, IL area-wide FMR of $930.

2-bedroom SAFMR$1,040per month ■ 0.0%

Area-wide 2 BR FMR$930Hardin County, IL

Rank in the area2ndof 5 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936

2 BR Small Area FMR$1,040

110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$720■ 0.0%

1 BR$800▲ 1.3%

2 BR$1,040■ 0.0%

3 BR$1,240▼ 0.8%

4 BR$1,500▲ 0.7%

FY2027 FY2026

Where 62982 sits in the Hardin County, IL area

Of the 5 ZIP codes HUD lists for the area, 62982 has the 2nd highest two-bedroom Small Area FMR. Hardin County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $930 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$720	$648 – $792	$648	$720
1 bedroom	$800	$720 – $880	$711	$790
2 bedrooms	$1,040	$936 – $1,144	$930	$1,040
3 bedrooms	$1,240	$1,116 – $1,364	$1,108	$1,250
4 bedrooms	$1,500	$1,350 – $1,650	$1,344	$1,490

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $72,700 and the 80% low-income limit for four people is $71,750. ZIP code 62982 lies mainly in Hardin County. See the Hardin County, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
62931	Elizabethtown	7.8 mi	$930
62947	Herod	8.7 mi	$990
42047	Hampton	9.5 mi	$1,160
62938	Golconda	10.0 mi	$1,110
42078	Salem	11.1 mi	$1,050
62928	Eddyville	12.2 mi	$1,060

Questions

What is the Fair Market Rent for ZIP code 62982?

HUD's FY2027 Small Area Fair Market Rents for 62982 are $720 (studio), $800 (1 BR), $1,040 (2 BR), $1,240 (3 BR) and $1,500 (4 BR) a month.

What is the Section 8 payment standard in 62982?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 62982 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 62982?

The FY2026 income limits of the Hardin County, IL area apply: median family income $72,700, low-income (80%) limit $71,750 for a family of four.