Income Limits by County

FY2027 Small Area FMR · Barnhart, MO

ZIP 63012 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 63012 (Barnhart, MO) is $1,640 a month, up 18.8% from FY2026. That is 22% above the St. Louis, MO-IL area-wide FMR of $1,349.

2-bedroom SAFMR$1,640per month ▲ 18.8%
Area-wide 2 BR FMR$1,349St. Louis, MO-IL
Rank in the area24thof 268 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,476
2 BR Small Area FMR$1,640
110% of SAFMR$1,804

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 63012 sits in the St. Louis, MO-IL area

$960$2,020median $1,230

Of the 268 ZIP codes HUD lists for the area, 63012 has the 24th highest two-bedroom Small Area FMR. St. Louis, MO-IL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,476 and $1,804 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,290$1,161 – $1,419$1,064$1,080
1 bedroom$1,340$1,206 – $1,474$1,104$1,130
2 bedrooms$1,640$1,476 – $1,804$1,349$1,380
3 bedrooms$2,100$1,890 – $2,310$1,731$1,780
4 bedrooms$2,430$2,187 – $2,673$1,997$2,050

A household renting a two-bedroom home at the Small Area FMR of $1,640 needs about $65,600 a year to keep housing costs at 30% of income. The area median family income is $113,500 and the 80% low-income limit for four people is $90,800. ZIP code 63012 lies mainly in Jefferson County. See the St. Louis, MO-IL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
63052Imperial3.4 mi$1,160
63070Pevely4.3 mi$1,060
63053Kimmswick5.0 mi$1,160
63010Arnold6.6 mi$1,310
63048Herculaneum6.9 mi$1,650
63051House Springs7.0 mi$1,320

Questions

What is the Fair Market Rent for ZIP code 63012?

HUD's FY2027 Small Area Fair Market Rents for 63012 are $1,290 (studio), $1,340 (1 BR), $1,640 (2 BR), $2,100 (3 BR) and $2,430 (4 BR) a month.

What is the Section 8 payment standard in 63012?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 63012 that range is $1,476 to $1,804 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 63012?

The FY2026 income limits of the St. Louis, MO-IL area apply: median family income $113,500, low-income (80%) limit $90,800 for a family of four.