Income Limits by County

FY2027 Small Area FMR · House Springs, MO

ZIP 63051 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 63051 (House Springs, MO) is $1,320 a month, up 10.0% from FY2026. That is 2% below the St. Louis, MO-IL area-wide FMR of $1,349.

2-bedroom SAFMR$1,320per month ▲ 10.0%
Area-wide 2 BR FMR$1,349St. Louis, MO-IL
Rank in the area90thof 268 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,188
2 BR Small Area FMR$1,320
110% of SAFMR$1,452

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 63051 sits in the St. Louis, MO-IL area

$960$2,020median $1,230

Of the 268 ZIP codes HUD lists for the area, 63051 has the 90th highest two-bedroom Small Area FMR. St. Louis, MO-IL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,188 and $1,452 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,040$936 – $1,144$1,064$940
1 bedroom$1,080$972 – $1,188$1,104$980
2 bedrooms$1,320$1,188 – $1,452$1,349$1,200
3 bedrooms$1,690$1,521 – $1,859$1,731$1,540
4 bedrooms$1,950$1,755 – $2,145$1,997$1,790

A household renting a two-bedroom home at the Small Area FMR of $1,320 needs about $52,800 a year to keep housing costs at 30% of income. The area median family income is $113,500 and the 80% low-income limit for four people is $90,800. ZIP code 63051 lies mainly in Jefferson County. See the St. Louis, MO-IL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
63016Cedar Hill3.6 mi$1,190
63012Barnhart7.0 mi$1,640
63049High Ridge7.4 mi$1,160
63052Imperial7.9 mi$1,160
63025Eureka7.9 mi$1,510
63050Hillsboro8.3 mi$1,190

Questions

What is the Fair Market Rent for ZIP code 63051?

HUD's FY2027 Small Area Fair Market Rents for 63051 are $1,040 (studio), $1,080 (1 BR), $1,320 (2 BR), $1,690 (3 BR) and $1,950 (4 BR) a month.

What is the Section 8 payment standard in 63051?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 63051 that range is $1,188 to $1,452 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 63051?

The FY2026 income limits of the St. Louis, MO-IL area apply: median family income $113,500, low-income (80%) limit $90,800 for a family of four.