FY2027 Small Area FMR · Saint Louis, MO

ZIP 63114 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 63114 (Saint Louis, MO) is $1,400 a month, up 11.1% from FY2026. That is 4% above the St. Louis, MO-IL area-wide FMR of $1,349.

2-bedroom SAFMR$1,400per month ▲ 11.1%

Area-wide 2 BR FMR$1,349St. Louis, MO-IL

Rank in the area69thof 268 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,260

2 BR Small Area FMR$1,400

110% of SAFMR$1,540

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,100▲ 11.1%

1 BR$1,150▲ 11.7%

2 BR$1,400▲ 11.1%

3 BR$1,800▲ 11.1%

4 BR$2,070▲ 10.7%

FY2027 FY2026

Where 63114 sits in the St. Louis, MO-IL area

Of the 268 ZIP codes HUD lists for the area, 63114 has the 69th highest two-bedroom Small Area FMR. St. Louis, MO-IL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,260 and $1,540 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,100	$990 – $1,210	$1,064	$990
1 bedroom	$1,150	$1,035 – $1,265	$1,104	$1,030
2 bedrooms	$1,400	$1,260 – $1,540	$1,349	$1,260
3 bedrooms	$1,800	$1,620 – $1,980	$1,731	$1,620
4 bedrooms	$2,070	$1,863 – $2,277	$1,997	$1,870

A household renting a two-bedroom home at the Small Area FMR of $1,400 needs about $56,000 a year to keep housing costs at 30% of income. The area median family income is $113,500 and the 80% low-income limit for four people is $90,800. ZIP code 63114 lies mainly in St. Louis County. See the St. Louis, MO-IL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
63132	Saint Louis	2.0 mi	$1,640
63074	Saint Ann	2.1 mi	$1,190
63134	Saint Louis	2.8 mi	$1,370
63130	Saint Louis	3.3 mi	$1,480
63140	Saint Louis	3.3 mi	$1,060
63121	Saint Louis	3.4 mi	$1,230

Questions

What is the Fair Market Rent for ZIP code 63114?

HUD's FY2027 Small Area Fair Market Rents for 63114 are $1,100 (studio), $1,150 (1 BR), $1,400 (2 BR), $1,800 (3 BR) and $2,070 (4 BR) a month.

What is the Section 8 payment standard in 63114?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 63114 that range is $1,260 to $1,540 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 63114?

The FY2026 income limits of the St. Louis, MO-IL area apply: median family income $113,500, low-income (80%) limit $90,800 for a family of four.