FY2027 Small Area FMR · Saint Louis, MO

ZIP 63140 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 63140 (Saint Louis, MO) is $1,060 a month, up 7.1% from FY2026. That is 21% below the St. Louis, MO-IL area-wide FMR of $1,349.

2-bedroom SAFMR$1,060per month ▲ 7.1%

Area-wide 2 BR FMR$1,349St. Louis, MO-IL

Rank in the area211thof 268 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954

2 BR Small Area FMR$1,060

110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$840▲ 10.5%

1 BR$870▲ 8.8%

2 BR$1,060▲ 7.1%

3 BR$1,360▲ 7.1%

4 BR$1,570▲ 6.1%

FY2027 FY2026

Where 63140 sits in the St. Louis, MO-IL area

Of the 268 ZIP codes HUD lists for the area, 63140 has the 211th highest two-bedroom Small Area FMR. St. Louis, MO-IL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $954 and $1,166 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$840	$756 – $924	$1,064	$760
1 bedroom	$870	$783 – $957	$1,104	$800
2 bedrooms	$1,060	$954 – $1,166	$1,349	$990
3 bedrooms	$1,360	$1,224 – $1,496	$1,731	$1,270
4 bedrooms	$1,570	$1,413 – $1,727	$1,997	$1,480

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $113,500 and the 80% low-income limit for four people is $90,800. ZIP code 63140 lies mainly in St. Louis County. See the St. Louis, MO-IL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
63134	Saint Louis	1.2 mi	$1,370
63135	Saint Louis	1.5 mi	$1,410
63121	Saint Louis	2.4 mi	$1,230
63114	Saint Louis	3.3 mi	$1,400
63136	Saint Louis	3.4 mi	$1,230
63074	Saint Ann	3.6 mi	$1,190

Questions

What is the Fair Market Rent for ZIP code 63140?

HUD's FY2027 Small Area Fair Market Rents for 63140 are $840 (studio), $870 (1 BR), $1,060 (2 BR), $1,360 (3 BR) and $1,570 (4 BR) a month.

What is the Section 8 payment standard in 63140?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 63140 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 63140?

The FY2026 income limits of the St. Louis, MO-IL area apply: median family income $113,500, low-income (80%) limit $90,800 for a family of four.