FY2027 Small Area FMR · Unionville, MO
ZIP 63565 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 63565 (Unionville, MO) is $960 a month, up 7.9% from FY2026. That is 0% equal to the Putnam County, MO area-wide FMR of $962.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 63565 sits in the Putnam County, MO area
Of the 9 ZIP codes HUD lists for the area, 63565 has the 9th highest two-bedroom Small Area FMR. Putnam County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $962 for two bedrooms; an agency that opts in to Small Area FMRs would use $960 for this ZIP code instead.
ZIP code 63565 crosses more than one HUD area. HUD also lists it under Sullivan County, MO (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $710 | $639 – $781 | $709 | $660 |
| 1 bedroom | $830 | $747 – $913 | $835 | $700 |
| 2 bedrooms | $960 | $864 – $1,056 | $962 | $890 |
| 3 bedrooms | $1,270 | $1,143 – $1,397 | $1,271 | $1,060 |
| 4 bedrooms | $1,440 | $1,296 – $1,584 | $1,443 | $1,320 |
A household renting a two-bedroom home at the Small Area FMR of $960 needs about $38,400 a year to keep housing costs at 30% of income. The area median family income is $90,400 and the 80% low-income limit for four people is $70,250. ZIP code 63565 lies mainly in Putnam County and Sullivan County. See the Putnam County, MO county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 63565?
HUD's FY2027 Small Area Fair Market Rents for 63565 are $710 (studio), $830 (1 BR), $960 (2 BR), $1,270 (3 BR) and $1,440 (4 BR) a month.
What is the Section 8 payment standard in 63565?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 63565 that range is $864 to $1,056 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 63565?
The FY2026 income limits of the Putnam County, MO area apply: median family income $90,400, low-income (80%) limit $70,250 for a family of four.