FY2027 Small Area FMR · Cincinnati, IA
ZIP 52549 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 52549 (Cincinnati, IA) is $960 a month, down 1.0% from FY2026. That is 4% above the Appanoose County, IA area-wide FMR of $927.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 52549 sits in the Appanoose County, IA area
Of the 11 ZIP codes HUD lists for the area, 52549 has the 4th highest two-bedroom Small Area FMR. Appanoose County, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $927 for two bedrooms; an agency that opts in to Small Area FMRs would use $960 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $710 | $639 – $781 | $688 | $720 |
| 1 bedroom | $730 | $657 – $803 | $709 | $740 |
| 2 bedrooms | $960 | $864 – $1,056 | $927 | $970 |
| 3 bedrooms | $1,140 | $1,026 – $1,254 | $1,105 | $1,160 |
| 4 bedrooms | $1,320 | $1,188 – $1,452 | $1,273 | $1,380 |
A household renting a two-bedroom home at the Small Area FMR of $960 needs about $38,400 a year to keep housing costs at 30% of income. The area median family income is $71,900 and the 80% low-income limit for four people is $75,300. ZIP code 52549 lies mainly in Appanoose County. See the Appanoose County, IA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 52549?
HUD's FY2027 Small Area Fair Market Rents for 52549 are $710 (studio), $730 (1 BR), $960 (2 BR), $1,140 (3 BR) and $1,320 (4 BR) a month.
What is the Section 8 payment standard in 52549?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 52549 that range is $864 to $1,056 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 52549?
The FY2026 income limits of the Appanoose County, IA area apply: median family income $71,900, low-income (80%) limit $75,300 for a family of four.