FY2027 Small Area FMR · Dutchtown, MO

ZIP 63745 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 63745 (Dutchtown, MO) is $1,050 a month, up 4.0% from FY2026. That is 4% above the Cape Girardeau, MO-IL area-wide FMR of $1,012.

2-bedroom SAFMR$1,050per month ▲ 4.0%

Area-wide 2 BR FMR$1,012Cape Girardeau, MO-IL

Rank in the area11thof 41 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$945

2 BR Small Area FMR$1,050

110% of SAFMR$1,155

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$790▲ 1.3%

1 BR$860▲ 4.9%

2 BR$1,050▲ 4.0%

3 BR$1,450▲ 3.6%

4 BR$1,760▲ 4.1%

FY2027 FY2026

Where 63745 sits in the Cape Girardeau, MO-IL area

Of the 41 ZIP codes HUD lists for the area, 63745 has the 11th highest two-bedroom Small Area FMR. Cape Girardeau, MO-IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,012 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,050 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$790	$711 – $869	$757	$780
1 bedroom	$860	$774 – $946	$833	$820
2 bedrooms	$1,050	$945 – $1,155	$1,012	$1,010
3 bedrooms	$1,450	$1,305 – $1,595	$1,401	$1,400
4 bedrooms	$1,760	$1,584 – $1,936	$1,692	$1,690

A household renting a two-bedroom home at the Small Area FMR of $1,050 needs about $42,000 a year to keep housing costs at 30% of income. The area median family income is $90,200 and the 80% low-income limit for four people is $72,150. ZIP code 63745 lies mainly in Cape Girardeau County. See the Cape Girardeau, MO-IL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
63744	Delta	4.0 mi	$1,050
63740	Chaffee	4.5 mi	$980
63785	Whitewater	7.5 mi	$1,040
63758	Kelso	8.2 mi	$980
63703	Cape Girardeau	8.6 mi	$1,010
63701	Cape Girardeau	9.1 mi	$1,050

Questions

What is the Fair Market Rent for ZIP code 63745?

HUD's FY2027 Small Area Fair Market Rents for 63745 are $790 (studio), $860 (1 BR), $1,050 (2 BR), $1,450 (3 BR) and $1,760 (4 BR) a month.

What is the Section 8 payment standard in 63745?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 63745 that range is $945 to $1,155 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 63745?

The FY2026 income limits of the Cape Girardeau, MO-IL area apply: median family income $90,200, low-income (80%) limit $72,150 for a family of four.