FY2027 Small Area FMR · Sturdivant, MO

ZIP 63782 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 63782 (Sturdivant, MO) is $970 a month, up 4.3% from FY2026. That is 4% below the Cape Girardeau, MO-IL area-wide FMR of $1,012.

2-bedroom SAFMR$970per month ▲ 4.3%

Area-wide 2 BR FMR$1,012Cape Girardeau, MO-IL

Rank in the area30thof 41 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$873

2 BR Small Area FMR$970

110% of SAFMR$1,067

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$700■ 0.0%

1 BR$760▲ 4.1%

2 BR$970▲ 4.3%

3 BR$1,310▲ 4.0%

4 BR$1,500▲ 0.7%

FY2027 FY2026

Where 63782 sits in the Cape Girardeau, MO-IL area

Of the 41 ZIP codes HUD lists for the area, 63782 has the 30th highest two-bedroom Small Area FMR. Cape Girardeau, MO-IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,012 for two bedrooms; an agency that opts in to Small Area FMRs would use $970 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$700	$630 – $770	$757	$700
1 bedroom	$760	$684 – $836	$833	$730
2 bedrooms	$970	$873 – $1,067	$1,012	$930
3 bedrooms	$1,310	$1,179 – $1,441	$1,401	$1,260
4 bedrooms	$1,500	$1,350 – $1,650	$1,692	$1,490

A household renting a two-bedroom home at the Small Area FMR of $970 needs about $38,800 a year to keep housing costs at 30% of income. The area median family income is $90,200 and the 80% low-income limit for four people is $72,150. ZIP code 63782 lies mainly in Bollinger County. See the Cape Girardeau, MO-IL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
63738	Brownwood	4.8 mi	$960
63787	Zalma	5.4 mi	$1,030
63730	Advance	6.7 mi	$980
63763	Mc Gee	8.6 mi	$960
63750	Gipsy	9.4 mi	$1,080
63760	Leopold	10.8 mi	$960

Questions

What is the Fair Market Rent for ZIP code 63782?

HUD's FY2027 Small Area Fair Market Rents for 63782 are $700 (studio), $760 (1 BR), $970 (2 BR), $1,310 (3 BR) and $1,500 (4 BR) a month.

What is the Section 8 payment standard in 63782?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 63782 that range is $873 to $1,067 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 63782?

The FY2026 income limits of the Cape Girardeau, MO-IL area apply: median family income $90,200, low-income (80%) limit $72,150 for a family of four.