FY2027 Small Area FMR · Amazonia, MO

ZIP 64421 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 64421 (Amazonia, MO) is $1,560 a month, up 4.7% from FY2026. That is 42% above the St. Joseph, MO-KS area-wide FMR of $1,101.

2-bedroom SAFMR$1,560per month ▲ 4.7%

Area-wide 2 BR FMR$1,101St. Joseph, MO-KS

Rank in the area2ndof 47 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,404

2 BR Small Area FMR$1,560

110% of SAFMR$1,716

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,200▲ 12.1%

1 BR$1,210▲ 5.2%

2 BR$1,560▲ 4.7%

3 BR$1,990▲ 5.3%

4 BR$2,310▲ 6.5%

FY2027 FY2026

Where 64421 sits in the St. Joseph, MO-KS area

Of the 47 ZIP codes HUD lists for the area, 64421 has the 2nd highest two-bedroom Small Area FMR. St. Joseph, MO-KS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,101 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,560 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,200	$1,080 – $1,320	$850	$1,070
1 bedroom	$1,210	$1,089 – $1,331	$857	$1,150
2 bedrooms	$1,560	$1,404 – $1,716	$1,101	$1,490
3 bedrooms	$1,990	$1,791 – $2,189	$1,406	$1,890
4 bedrooms	$2,310	$2,079 – $2,541	$1,629	$2,170

A household renting a two-bedroom home at the Small Area FMR of $1,560 needs about $62,400 a year to keep housing costs at 30% of income. The area median family income is $91,800 and the 80% low-income limit for four people is $73,350. ZIP code 64421 lies mainly in Andrew County. See the St. Joseph, MO-KS metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
64485	Savannah	6.8 mi	$1,040
64505	Saint Joseph	7.5 mi	$1,200
64473	Oregon	8.7 mi	$960
66090	Wathena	8.8 mi	$1,020
64449	Fillmore	9.2 mi	$970
64483	Rosendale	10.1 mi	$970

Questions

What is the Fair Market Rent for ZIP code 64421?

HUD's FY2027 Small Area Fair Market Rents for 64421 are $1,200 (studio), $1,210 (1 BR), $1,560 (2 BR), $1,990 (3 BR) and $2,310 (4 BR) a month.

What is the Section 8 payment standard in 64421?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 64421 that range is $1,404 to $1,716 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 64421?

The FY2026 income limits of the St. Joseph, MO-KS area apply: median family income $91,800, low-income (80%) limit $73,350 for a family of four.