FY2027 Small Area FMR · Darlington, MO

ZIP 64438 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 64438 (Darlington, MO) is $1,010 a month, up 9.8% from FY2026. That is 5% above the Gentry County, MO area-wide FMR of $962.

2-bedroom SAFMR$1,010per month ▲ 9.8%

Area-wide 2 BR FMR$962Gentry County, MO

Rank in the area4thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$750▲ 10.3%

1 BR$780▲ 8.3%

2 BR$1,010▲ 9.8%

3 BR$1,390▲ 9.4%

4 BR$1,690▲ 10.5%

FY2027 FY2026

Where 64438 sits in the Gentry County, MO area

Of the 12 ZIP codes HUD lists for the area, 64438 has the 4th highest two-bedroom Small Area FMR. Gentry County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $962 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$750	$675 – $825	$709	$680
1 bedroom	$780	$702 – $858	$735	$720
2 bedrooms	$1,010	$909 – $1,111	$962	$920
3 bedrooms	$1,390	$1,251 – $1,529	$1,332	$1,270
4 bedrooms	$1,690	$1,521 – $1,859	$1,608	$1,530

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $75,200 and the 80% low-income limit for four people is $62,000. ZIP code 64438 lies mainly in Gentry County. See the Gentry County, MO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
64463	King City	7.6 mi	$1,000
64402	Albany	8.2 mi	$960
64489	Stanberry	8.8 mi	$1,140
64657	Mc Fall	10.1 mi	$980
64453	Gentry	13.3 mi	$1,050
64471	New Hampton	13.4 mi	$1,060

Questions

What is the Fair Market Rent for ZIP code 64438?

HUD's FY2027 Small Area Fair Market Rents for 64438 are $750 (studio), $780 (1 BR), $1,010 (2 BR), $1,390 (3 BR) and $1,690 (4 BR) a month.

What is the Section 8 payment standard in 64438?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 64438 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 64438?

The FY2026 income limits of the Gentry County, MO area apply: median family income $75,200, low-income (80%) limit $62,000 for a family of four.