FY2027 Small Area FMR · Mc Fall, MO
ZIP 64657 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 64657 (Mc Fall, MO) is $980 a month, up 8.9% from FY2026. That is 2% above the Daviess County, MO area-wide FMR of $962.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 64657 sits in the Daviess County, MO area
Of the 17 ZIP codes HUD lists for the area, 64657 has the 6th highest two-bedroom Small Area FMR. Daviess County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $962 for two bedrooms; an agency that opts in to Small Area FMRs would use $980 for this ZIP code instead.
ZIP code 64657 crosses more than one HUD area. HUD also lists it under Gentry County, MO (same figures) and Harrison County, MO (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $720 | $648 – $792 | $709 | $670 |
| 1 bedroom | $750 | $675 – $825 | $735 | $690 |
| 2 bedrooms | $980 | $882 – $1,078 | $962 | $900 |
| 3 bedrooms | $1,270 | $1,143 – $1,397 | $1,193 | $1,190 |
| 4 bedrooms | $1,420 | $1,278 – $1,562 | $1,366 | $1,320 |
A household renting a two-bedroom home at the Small Area FMR of $980 needs about $39,200 a year to keep housing costs at 30% of income. The area median family income is $81,200 and the 80% low-income limit for four people is $64,950. ZIP code 64657 lies mainly in Gentry County, Harrison County and Daviess County. See the Daviess County, MO county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 64657?
HUD's FY2027 Small Area Fair Market Rents for 64657 are $720 (studio), $750 (1 BR), $980 (2 BR), $1,270 (3 BR) and $1,420 (4 BR) a month.
What is the Section 8 payment standard in 64657?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 64657 that range is $882 to $1,078 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 64657?
The FY2026 income limits of the Daviess County, MO area apply: median family income $81,200, low-income (80%) limit $64,950 for a family of four.