FY2027 Small Area FMR · Ashland, MO

ZIP 65010 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 65010 (Ashland, MO) is $1,200 a month, down 7.0% from FY2026. That is 12% above the Columbia, MO area-wide FMR of $1,076.

2-bedroom SAFMR$1,200per month ▼ 7.0%

Area-wide 2 BR FMR$1,076Columbia, MO

Rank in the area1stof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,080

2 BR Small Area FMR$1,200

110% of SAFMR$1,320

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$840▼ 5.6%

1 BR$1,070▼ 4.5%

2 BR$1,200▼ 7.0%

3 BR$1,630▼ 6.9%

4 BR$1,870▼ 9.7%

FY2027 FY2026

Where 65010 sits in the Columbia, MO area

Of the 16 ZIP codes HUD lists for the area, 65010 has the 1st highest two-bedroom Small Area FMR. Columbia, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,076 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,200 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$840	$756 – $924	$749	$890
1 bedroom	$1,070	$963 – $1,177	$959	$1,120
2 bedrooms	$1,200	$1,080 – $1,320	$1,076	$1,290
3 bedrooms	$1,630	$1,467 – $1,793	$1,459	$1,750
4 bedrooms	$1,870	$1,683 – $2,057	$1,676	$2,070

A household renting a two-bedroom home at the Small Area FMR of $1,200 needs about $48,000 a year to keep housing costs at 30% of income. The area median family income is $119,200 and the 80% low-income limit for four people is $93,050. ZIP code 65010 lies mainly in Boone County. See the Columbia, MO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
65039	Hartsburg	6.5 mi	$1,110
65201	Columbia	7.4 mi	$1,100
65063	New Bloomfield	9.3 mi	$1,050
65203	Columbia	10.7 mi	$1,130
65215	Columbia	11.9 mi	$1,100
65216	Columbia	12.1 mi	$1,100

Questions

What is the Fair Market Rent for ZIP code 65010?

HUD's FY2027 Small Area Fair Market Rents for 65010 are $840 (studio), $1,070 (1 BR), $1,200 (2 BR), $1,630 (3 BR) and $1,870 (4 BR) a month.

What is the Section 8 payment standard in 65010?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 65010 that range is $1,080 to $1,320 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 65010?

The FY2026 income limits of the Columbia, MO area apply: median family income $119,200, low-income (80%) limit $93,050 for a family of four.