Income Limits by County

FY2027 Small Area FMR · Columbia, MO

ZIP 65205 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 65205 (Columbia, MO) is $1,080 a month, down 6.9% from FY2026. That is 0% equal to the Columbia, MO area-wide FMR of $1,076.

2-bedroom SAFMR$1,080per month ▼ 6.9%
Area-wide 2 BR FMR$1,076Columbia, MO
Rank in the area9thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$972
2 BR Small Area FMR$1,080
110% of SAFMR$1,188

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 65205 sits in the Columbia, MO area

$1,050$1,200median $1,090

Of the 16 ZIP codes HUD lists for the area, 65205 has the 9th highest two-bedroom Small Area FMR. Columbia, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,076 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$750$675 – $825$749$800
1 bedroom$960$864 – $1,056$959$1,010
2 bedrooms$1,080$972 – $1,188$1,076$1,160
3 bedrooms$1,460$1,314 – $1,606$1,459$1,570
4 bedrooms$1,680$1,512 – $1,848$1,676$1,860

A household renting a two-bedroom home at the Small Area FMR of $1,080 needs about $43,200 a year to keep housing costs at 30% of income. The area median family income is $119,200 and the 80% low-income limit for four people is $93,050. ZIP code 65205 lies mainly in Boone County. See the Columbia, MO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
65202Columbia3.3 mi$1,110
65216Columbia6.5 mi$1,100
65215Columbia6.5 mi$1,100
65256Harrisburg7.8 mi$1,050
65255Hallsville8.1 mi$1,050
65279Rocheport10.1 mi$1,170

Questions

What is the Fair Market Rent for ZIP code 65205?

HUD's FY2027 Small Area Fair Market Rents for 65205 are $750 (studio), $960 (1 BR), $1,080 (2 BR), $1,460 (3 BR) and $1,680 (4 BR) a month.

What is the Section 8 payment standard in 65205?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 65205 that range is $972 to $1,188 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 65205?

The FY2026 income limits of the Columbia, MO area apply: median family income $119,200, low-income (80%) limit $93,050 for a family of four.