FY2027 Small Area FMR · Plato, MO
ZIP 65552 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 65552 (Plato, MO) is $1,200 a month, up 5.3% from FY2026. That is 20% above the Laclede County, MO area-wide FMR of $998.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 65552 sits in the Laclede County, MO area
Of the 14 ZIP codes HUD lists for the area, 65552 has the 1st highest two-bedroom Small Area FMR. Laclede County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $998 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,200 for this ZIP code instead.
ZIP code 65552 crosses more than one HUD area. HUD also lists it under Pulaski County, MO (same figures), Texas County, MO (same figures) and Wright County, MO (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $840 | $756 – $924 | $735 | $790 |
| 1 bedroom | $920 | $828 – $1,012 | $763 | $890 |
| 2 bedrooms | $1,200 | $1,080 – $1,320 | $998 | $1,140 |
| 3 bedrooms | $1,600 | $1,440 – $1,760 | $1,323 | $1,530 |
| 4 bedrooms | $2,000 | $1,800 – $2,200 | $1,638 | $1,900 |
A household renting a two-bedroom home at the Small Area FMR of $1,200 needs about $48,000 a year to keep housing costs at 30% of income. The area median family income is $65,600 and the 80% low-income limit for four people is $62,000. ZIP code 65552 lies mainly in Texas County, Pulaski County and Laclede County. See the Laclede County, MO county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 65552?
HUD's FY2027 Small Area Fair Market Rents for 65552 are $840 (studio), $920 (1 BR), $1,200 (2 BR), $1,600 (3 BR) and $2,000 (4 BR) a month.
What is the Section 8 payment standard in 65552?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 65552 that range is $1,080 to $1,320 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 65552?
The FY2026 income limits of the Laclede County, MO area apply: median family income $65,600, low-income (80%) limit $62,000 for a family of four.