FY2027 Small Area FMR · Roby, MO

ZIP 65557 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 65557 (Roby, MO) is $1,260 a month, up 5.9% from FY2026. That is 31% above the Texas County, MO area-wide FMR of $962.

2-bedroom SAFMR$1,260per month ▲ 5.9%

Area-wide 2 BR FMR$962Texas County, MO

Rank in the area2ndof 23 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,134

2 BR Small Area FMR$1,260

110% of SAFMR$1,386

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880▲ 6.0%

1 BR$960▲ 3.2%

2 BR$1,260▲ 5.9%

3 BR$1,670▲ 4.4%

4 BR$2,090▲ 5.0%

FY2027 FY2026

Where 65557 sits in the Texas County, MO area

Of the 23 ZIP codes HUD lists for the area, 65557 has the 2nd highest two-bedroom Small Area FMR. Texas County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $962 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,260 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$670	$830
1 bedroom	$960	$864 – $1,056	$735	$930
2 bedrooms	$1,260	$1,134 – $1,386	$962	$1,190
3 bedrooms	$1,670	$1,503 – $1,837	$1,279	$1,600
4 bedrooms	$2,090	$1,881 – $2,299	$1,608	$1,990

A household renting a two-bedroom home at the Small Area FMR of $1,260 needs about $50,400 a year to keep housing costs at 30% of income. The area median family income is $67,100 and the 80% low-income limit for four people is $62,000. ZIP code 65557 lies mainly in Texas County. See the Texas County, MO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
65552	Plato	3.9 mi	$1,200
65570	Success	4.0 mi	$1,390
65444	Bucyrus	9.5 mi	$1,070
65436	Beulah	10.9 mi	$960
65543	Lynchburg	11.1 mi	$980
65461	Duke	11.9 mi	$1,180

Questions

What is the Fair Market Rent for ZIP code 65557?

HUD's FY2027 Small Area Fair Market Rents for 65557 are $880 (studio), $960 (1 BR), $1,260 (2 BR), $1,670 (3 BR) and $2,090 (4 BR) a month.

What is the Section 8 payment standard in 65557?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 65557 that range is $1,134 to $1,386 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 65557?

The FY2026 income limits of the Texas County, MO area apply: median family income $67,100, low-income (80%) limit $62,000 for a family of four.