FY2027 Small Area FMR · Arcola, MO

ZIP 65603 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 65603 (Arcola, MO) is $970 a month, up 7.8% from FY2026. That is 1% above the Dade County, MO area-wide FMR of $962.

2-bedroom SAFMR$970per month ▲ 7.8%

Area-wide 2 BR FMR$962Dade County, MO

Rank in the area9thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$873

2 BR Small Area FMR$970

110% of SAFMR$1,067

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$710▲ 6.0%

1 BR$760▲ 7.0%

2 BR$970▲ 7.8%

3 BR$1,300▲ 6.6%

4 BR$1,530▲ 8.5%

FY2027 FY2026

Where 65603 sits in the Dade County, MO area

Of the 13 ZIP codes HUD lists for the area, 65603 has the 9th highest two-bedroom Small Area FMR. Dade County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $962 for two bedrooms; an agency that opts in to Small Area FMRs would use $970 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$710	$639 – $781	$709	$670
1 bedroom	$760	$684 – $836	$784	$710
2 bedrooms	$970	$873 – $1,067	$962	$900
3 bedrooms	$1,300	$1,170 – $1,430	$1,253	$1,220
4 bedrooms	$1,530	$1,377 – $1,683	$1,608	$1,410

A household renting a two-bedroom home at the Small Area FMR of $970 needs about $38,800 a year to keep housing costs at 30% of income. The area median family income is $75,000 and the 80% low-income limit for four people is $62,000. ZIP code 65603 lies mainly in Dade County. See the Dade County, MO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
65661	Greenfield	6.5 mi	$960
65635	Dadeville	8.3 mi	$1,000
64756	Jerico Springs	9.3 mi	$990
65785	Stockton	10.7 mi	$960
65682	Lockwood	11.3 mi	$1,000
65649	Fair Play	13.9 mi	$1,110

Questions

What is the Fair Market Rent for ZIP code 65603?

HUD's FY2027 Small Area Fair Market Rents for 65603 are $710 (studio), $760 (1 BR), $970 (2 BR), $1,300 (3 BR) and $1,530 (4 BR) a month.

What is the Section 8 payment standard in 65603?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 65603 that range is $873 to $1,067 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 65603?

The FY2026 income limits of the Dade County, MO area apply: median family income $75,000, low-income (80%) limit $62,000 for a family of four.