FY2027 Small Area FMR · Cummings, KS

ZIP 66016 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 66016 (Cummings, KS) is $1,010 a month, up 11.0% from FY2026. That is 5% above the Atchison County, KS area-wide FMR of $961.

2-bedroom SAFMR$1,010per month ▲ 11.0%

Area-wide 2 BR FMR$961Atchison County, KS

Rank in the area2ndof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$710▲ 7.6%

1 BR$770▲ 10.0%

2 BR$1,010▲ 11.0%

3 BR$1,390▲ 10.3%

4 BR$1,630▲ 10.1%

FY2027 FY2026

Where 66016 sits in the Atchison County, KS area

Of the 11 ZIP codes HUD lists for the area, 66016 has the 2nd highest two-bedroom Small Area FMR. Atchison County, KS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $961 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$710	$639 – $781	$669	$660
1 bedroom	$770	$693 – $847	$735	$700
2 bedrooms	$1,010	$909 – $1,111	$961	$910
3 bedrooms	$1,390	$1,251 – $1,529	$1,331	$1,260
4 bedrooms	$1,630	$1,467 – $1,793	$1,606	$1,480

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $87,600 and the 80% low-income limit for four people is $70,100. ZIP code 66016 lies mainly in Atchison County. See the Atchison County, KS county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
66060	Nortonville	6.6 mi	$1,160
66002	Atchison	6.7 mi	$970
66023	Effingham	8.9 mi	$960
66041	Lancaster	9.5 mi	$1,000
66097	Winchester	10.1 mi	$1,140
66020	Easton	11.2 mi	$1,100

Questions

What is the Fair Market Rent for ZIP code 66016?

HUD's FY2027 Small Area Fair Market Rents for 66016 are $710 (studio), $770 (1 BR), $1,010 (2 BR), $1,390 (3 BR) and $1,630 (4 BR) a month.

What is the Section 8 payment standard in 66016?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 66016 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 66016?

The FY2026 income limits of the Atchison County, KS area apply: median family income $87,600, low-income (80%) limit $70,100 for a family of four.