Income Limits by County

FY2027 Small Area FMR · Lancaster, KS

ZIP 66041 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 66041 (Lancaster, KS) is $1,000 a month, up 6.4% from FY2026. That is 9% below the St. Joseph, MO-KS area-wide FMR of $1,101.

2-bedroom SAFMR$1,000per month ▲ 6.4%
Area-wide 2 BR FMR$1,101St. Joseph, MO-KS
Rank in the area30thof 47 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900
2 BR Small Area FMR$1,000
110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 66041 sits in the St. Joseph, MO-KS area

$960$1,650median $1,040

Of the 47 ZIP codes HUD lists for the area, 66041 has the 30th highest two-bedroom Small Area FMR. St. Joseph, MO-KS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,101 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

ZIP code 66041 crosses more than one HUD area. HUD also lists it under Atchison County, KS (same figures) and Brown County, KS (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$700$630 – $770$850$670
1 bedroom$760$684 – $836$857$720
2 bedrooms$1,000$900 – $1,100$1,101$940
3 bedrooms$1,380$1,242 – $1,518$1,406$1,290
4 bedrooms$1,670$1,503 – $1,837$1,629$1,560

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $91,800 and the 80% low-income limit for four people is $73,350. ZIP code 66041 lies mainly in Atchison County, Doniphan County and Brown County. See the St. Joseph, MO-KS metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
66424Everest7.2 mi$960
66017Denton7.4 mi$970
66023Effingham7.6 mi$960
66016Cummings9.5 mi$1,010
66002Atchison10.0 mi$970
66008Bendena10.7 mi$970

Questions

What is the Fair Market Rent for ZIP code 66041?

HUD's FY2027 Small Area Fair Market Rents for 66041 are $700 (studio), $760 (1 BR), $1,000 (2 BR), $1,380 (3 BR) and $1,670 (4 BR) a month.

What is the Section 8 payment standard in 66041?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 66041 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 66041?

The FY2026 income limits of the St. Joseph, MO-KS area apply: median family income $91,800, low-income (80%) limit $73,350 for a family of four.