FY2027 Small Area FMR · Garland, NE

ZIP 68360 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 68360 (Garland, NE) is $1,050 a month, down 9.5% from FY2026. That is 15% below the Lincoln, NE area-wide FMR of $1,230.

2-bedroom SAFMR$1,050per month ▼ 9.5%

Area-wide 2 BR FMR$1,230Lincoln, NE

Rank in the area46thof 51 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$945

2 BR Small Area FMR$1,050

110% of SAFMR$1,155

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$820▼ 2.4%

1 BR$840▼ 5.6%

2 BR$1,050▼ 9.5%

3 BR$1,460▼ 9.9%

4 BR$1,710▼ 5.5%

FY2027 FY2026

Where 68360 sits in the Lincoln, NE area

Of the 51 ZIP codes HUD lists for the area, 68360 has the 46th highest two-bedroom Small Area FMR. Lincoln, NE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,230 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,050 for this ZIP code instead.

ZIP code 68360 crosses more than one HUD area. HUD also lists it under Seward County, NE (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$820	$738 – $902	$948	$840
1 bedroom	$840	$756 – $924	$1,009	$890
2 bedrooms	$1,050	$945 – $1,155	$1,230	$1,160
3 bedrooms	$1,460	$1,314 – $1,606	$1,703	$1,620
4 bedrooms	$1,710	$1,539 – $1,881	$1,915	$1,810

A household renting a two-bedroom home at the Small Area FMR of $1,050 needs about $42,000 a year to keep housing costs at 30% of income. The area median family income is $106,600 and the 80% low-income limit for four people is $85,300. ZIP code 68360 lies mainly in Seward County. See the Lincoln, NE county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
68314	Bee	5.9 mi	$1,070
68402	Malcolm	6.0 mi	$1,070
68428	Raymond	8.6 mi	$1,380
68434	Seward	8.8 mi	$1,080
68524	Lincoln	9.3 mi	$1,120
68635	Dwight	9.7 mi	$1,070

Questions

What is the Fair Market Rent for ZIP code 68360?

HUD's FY2027 Small Area Fair Market Rents for 68360 are $820 (studio), $840 (1 BR), $1,050 (2 BR), $1,460 (3 BR) and $1,710 (4 BR) a month.

What is the Section 8 payment standard in 68360?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 68360 that range is $945 to $1,155 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 68360?

The FY2026 income limits of the Lincoln, NE area apply: median family income $106,600, low-income (80%) limit $85,300 for a family of four.