Income Limits by County

FY2027 Small Area FMR · Seward, NE

ZIP 68434 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 68434 (Seward, NE) is $1,080 a month, up 11.3% from FY2026. That is 2% above the Seward County, NE area-wide FMR of $1,055.

2-bedroom SAFMR$1,080per month ▲ 11.3%
Area-wide 2 BR FMR$1,055Seward County, NE
Rank in the area8thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$972
2 BR Small Area FMR$1,080
110% of SAFMR$1,188

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 68434 sits in the Seward County, NE area

$1,010$1,570median $1,070

Of the 20 ZIP codes HUD lists for the area, 68434 has the 8th highest two-bedroom Small Area FMR. Seward County, NE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,055 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$840$756 – $924$820$730
1 bedroom$850$765 – $935$830$760
2 bedrooms$1,080$972 – $1,188$1,055$970
3 bedrooms$1,500$1,350 – $1,650$1,461$1,350
4 bedrooms$1,770$1,593 – $1,947$1,728$1,450

A household renting a two-bedroom home at the Small Area FMR of $1,080 needs about $43,200 a year to keep housing costs at 30% of income. The area median family income is $106,200 and the 80% low-income limit for four people is $86,800. ZIP code 68434 lies mainly in Seward County. See the Seward County, NE county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
68364Goehner7.5 mi$1,080
68439Staplehurst7.6 mi$1,010
68314Bee8.2 mi$1,070
68360Garland8.8 mi$1,050
68405Milford10.4 mi$1,010
68456Utica10.6 mi$1,030

Questions

What is the Fair Market Rent for ZIP code 68434?

HUD's FY2027 Small Area Fair Market Rents for 68434 are $840 (studio), $850 (1 BR), $1,080 (2 BR), $1,500 (3 BR) and $1,770 (4 BR) a month.

What is the Section 8 payment standard in 68434?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 68434 that range is $972 to $1,188 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 68434?

The FY2026 income limits of the Seward County, NE area apply: median family income $106,200, low-income (80%) limit $86,800 for a family of four.