FY2027 Small Area FMR · Cozad, NE

ZIP 69130 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 69130 (Cozad, NE) is $1,010 a month, up 5.2% from FY2026. That is 6% below the Dawson County, NE area-wide FMR of $1,074.

2-bedroom SAFMR$1,010per month ▲ 5.2%

Area-wide 2 BR FMR$1,074Dawson County, NE

Rank in the area7thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$730▲ 9.0%

1 BR$830▼ 2.4%

2 BR$1,010▲ 5.2%

3 BR$1,290▲ 5.7%

4 BR$1,340▲ 5.5%

FY2027 FY2026

Where 69130 sits in the Dawson County, NE area

Of the 12 ZIP codes HUD lists for the area, 69130 has the 7th highest two-bedroom Small Area FMR. Dawson County, NE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,074 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$730	$657 – $803	$778	$670
1 bedroom	$830	$747 – $913	$883	$850
2 bedrooms	$1,010	$909 – $1,111	$1,074	$960
3 bedrooms	$1,290	$1,161 – $1,419	$1,355	$1,220
4 bedrooms	$1,340	$1,206 – $1,474	$1,412	$1,270

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $88,900 and the 80% low-income limit for four people is $75,300. ZIP code 69130 lies mainly in Dawson County and Custer County. See the Dawson County, NE county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
69171	Willow Island	6.2 mi	$1,070
68850	Lexington	12.1 mi	$1,110
69138	Gothenburg	13.6 mi	$1,070
68834	Eddyville	18.0 mi	$1,010
68860	Oconto	18.5 mi	$1,270
69028	Eustis	18.6 mi	$1,300

Questions

What is the Fair Market Rent for ZIP code 69130?

HUD's FY2027 Small Area Fair Market Rents for 69130 are $730 (studio), $830 (1 BR), $1,010 (2 BR), $1,290 (3 BR) and $1,340 (4 BR) a month.

What is the Section 8 payment standard in 69130?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 69130 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 69130?

The FY2026 income limits of the Dawson County, NE area apply: median family income $88,900, low-income (80%) limit $75,300 for a family of four.