FY2027 Small Area FMR · Gothenburg, NE
ZIP 69138 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 69138 (Gothenburg, NE) is $1,070 a month, up 11.5% from FY2026. That is 6% above the Custer County, NE area-wide FMR of $1,014.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 69138 sits in the Custer County, NE area
Of the 21 ZIP codes HUD lists for the area, 69138 has the 10th highest two-bedroom Small Area FMR. Custer County, NE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.
ZIP code 69138 crosses more than one HUD area. HUD also lists it under Dawson County, NE (same figures) and Lincoln County, NE (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $780 | $702 – $858 | $734 | $670 |
| 1 bedroom | $880 | $792 – $968 | $783 | $840 |
| 2 bedrooms | $1,070 | $963 – $1,177 | $1,014 | $960 |
| 3 bedrooms | $1,350 | $1,215 – $1,485 | $1,404 | $1,220 |
| 4 bedrooms | $1,420 | $1,278 – $1,562 | $1,577 | $1,280 |
A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $85,700 and the 80% low-income limit for four people is $75,300. ZIP code 69138 lies mainly in Dawson County, Custer County and Lincoln County. See the Custer County, NE county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 69138?
HUD's FY2027 Small Area Fair Market Rents for 69138 are $780 (studio), $880 (1 BR), $1,070 (2 BR), $1,350 (3 BR) and $1,420 (4 BR) a month.
What is the Section 8 payment standard in 69138?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 69138 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 69138?
The FY2026 income limits of the Custer County, NE area apply: median family income $85,700, low-income (80%) limit $75,300 for a family of four.