Income Limits by County

FY2027 Small Area FMR · Jessieville, AR

ZIP 71949 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 71949 (Jessieville, AR) is $1,160 a month, down 2.5% from FY2026. That is 5% above the Hot Springs, AR area-wide FMR of $1,110.

2-bedroom SAFMR$1,160per month ▼ 2.5%
Area-wide 2 BR FMR$1,110Hot Springs, AR
Rank in the area4thof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,044
2 BR Small Area FMR$1,160
110% of SAFMR$1,276

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 71949 sits in the Hot Springs, AR area

$990$1,440median $1,110

Of the 14 ZIP codes HUD lists for the area, 71949 has the 4th highest two-bedroom Small Area FMR. Hot Springs, AR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,110 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,160 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$910$819 – $1,001$858$920
1 bedroom$930$837 – $1,023$863$930
2 bedrooms$1,160$1,044 – $1,276$1,110$1,190
3 bedrooms$1,500$1,350 – $1,650$1,424$1,530
4 bedrooms$1,710$1,539 – $1,881$1,599$1,830

A household renting a two-bedroom home at the Small Area FMR of $1,160 needs about $46,400 a year to keep housing costs at 30% of income. The area median family income is $81,600 and the 80% low-income limit for four people is $64,300. ZIP code 71949 lies mainly in Garland County. See the Hot Springs, AR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
71956Mountain Pine7.9 mi$990
72857Plainview12.7 mi$1,040
71968Royal12.7 mi$1,210
71909Hot Springs Village13.1 mi$1,300
71970Story15.4 mi$910
71901Hot Springs National Park18.4 mi$1,020

Questions

What is the Fair Market Rent for ZIP code 71949?

HUD's FY2027 Small Area Fair Market Rents for 71949 are $910 (studio), $930 (1 BR), $1,160 (2 BR), $1,500 (3 BR) and $1,710 (4 BR) a month.

What is the Section 8 payment standard in 71949?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 71949 that range is $1,044 to $1,276 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 71949?

The FY2026 income limits of the Hot Springs, AR area apply: median family income $81,600, low-income (80%) limit $64,300 for a family of four.