Income Limits by County

FY2027 Small Area FMR · Mountain Pine, AR

ZIP 71956 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 71956 (Mountain Pine, AR) is $990 a month, up 5.3% from FY2026. That is 11% below the Hot Springs, AR area-wide FMR of $1,110.

2-bedroom SAFMR$990per month ▲ 5.3%
Area-wide 2 BR FMR$1,110Hot Springs, AR
Rank in the area13thof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$891
2 BR Small Area FMR$990
110% of SAFMR$1,089

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 71956 sits in the Hot Springs, AR area

$990$1,440median $1,110

Of the 14 ZIP codes HUD lists for the area, 71956 has the 13th highest two-bedroom Small Area FMR. Hot Springs, AR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,110 for two bedrooms; an agency that opts in to Small Area FMRs would use $990 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$750$675 – $825$858$720
1 bedroom$760$684 – $836$863$730
2 bedrooms$990$891 – $1,089$1,110$940
3 bedrooms$1,260$1,134 – $1,386$1,424$1,180
4 bedrooms$1,510$1,359 – $1,661$1,599$1,470

A household renting a two-bedroom home at the Small Area FMR of $990 needs about $39,600 a year to keep housing costs at 30% of income. The area median family income is $81,600 and the 80% low-income limit for four people is $64,300. ZIP code 71956 lies mainly in Garland County. See the Hot Springs, AR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
71949Jessieville7.9 mi$1,160
71909Hot Springs Village9.1 mi$1,300
71968Royal9.3 mi$1,210
71913Hot Springs National Park10.9 mi$1,150
71901Hot Springs National Park11.4 mi$1,020
71964Pearcy13.0 mi$1,440

Questions

What is the Fair Market Rent for ZIP code 71956?

HUD's FY2027 Small Area Fair Market Rents for 71956 are $750 (studio), $760 (1 BR), $990 (2 BR), $1,260 (3 BR) and $1,510 (4 BR) a month.

What is the Section 8 payment standard in 71956?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 71956 that range is $891 to $1,089 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 71956?

The FY2026 income limits of the Hot Springs, AR area apply: median family income $81,600, low-income (80%) limit $64,300 for a family of four.