Income Limits by County

FY2027 Small Area FMR · Ethel, AR

ZIP 72048 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 72048 (Ethel, AR) is $940 a month, up 2.2% from FY2026. That is 0% equal to the Arkansas County, AR area-wide FMR of $942.

2-bedroom SAFMR$940per month ▲ 2.2%
Area-wide 2 BR FMR$942Arkansas County, AR
Rank in the area8thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$846
2 BR Small Area FMR$940
110% of SAFMR$1,034

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 72048 sits in the Arkansas County, AR area

$910$1,170median $950

Of the 13 ZIP codes HUD lists for the area, 72048 has the 8th highest two-bedroom Small Area FMR. Arkansas County, AR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $942 for two bedrooms; an agency that opts in to Small Area FMRs would use $940 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$670$603 – $737$670$670
1 bedroom$740$666 – $814$737$700
2 bedrooms$940$846 – $1,034$942$920
3 bedrooms$1,180$1,062 – $1,298$1,181$1,160
4 bedrooms$1,570$1,413 – $1,727$1,575$1,540

A household renting a two-bedroom home at the Small Area FMR of $940 needs about $37,600 a year to keep housing costs at 30% of income. The area median family income is $70,700 and the 80% low-income limit for four people is $58,700. ZIP code 72048 lies mainly in Arkansas County. See the Arkansas County, AR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
72353Lambrook9.3 mi$910
72140Saint Charles9.3 mi$930
72042De Witt10.5 mi$910
72367Mellwood11.7 mi$910
72166Tichnor11.9 mi$920
72379Snow Lake13.4 mi$910

Questions

What is the Fair Market Rent for ZIP code 72048?

HUD's FY2027 Small Area Fair Market Rents for 72048 are $670 (studio), $740 (1 BR), $940 (2 BR), $1,180 (3 BR) and $1,570 (4 BR) a month.

What is the Section 8 payment standard in 72048?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 72048 that range is $846 to $1,034 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 72048?

The FY2026 income limits of the Arkansas County, AR area apply: median family income $70,700, low-income (80%) limit $58,700 for a family of four.