FY2027 Small Area FMR · Saint Charles, AR

ZIP 72140 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 72140 (Saint Charles, AR) is $930 a month, up 4.5% from FY2026. That is 1% below the Arkansas County, AR area-wide FMR of $942.

2-bedroom SAFMR$930per month ▲ 4.5%

Area-wide 2 BR FMR$942Arkansas County, AR

Rank in the area9thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$837

2 BR Small Area FMR$930

110% of SAFMR$1,023

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$660▲ 1.5%

1 BR$720▲ 5.9%

2 BR$930▲ 4.5%

3 BR$1,160▲ 3.6%

4 BR$1,530▲ 3.4%

FY2027 FY2026

Where 72140 sits in the Arkansas County, AR area

Of the 13 ZIP codes HUD lists for the area, 72140 has the 9th highest two-bedroom Small Area FMR. Arkansas County, AR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $942 for two bedrooms; an agency that opts in to Small Area FMRs would use $930 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$660	$594 – $726	$670	$650
1 bedroom	$720	$648 – $792	$737	$680
2 bedrooms	$930	$837 – $1,023	$942	$890
3 bedrooms	$1,160	$1,044 – $1,276	$1,181	$1,120
4 bedrooms	$1,530	$1,377 – $1,683	$1,575	$1,480

A household renting a two-bedroom home at the Small Area FMR of $930 needs about $37,200 a year to keep housing costs at 30% of income. The area median family income is $70,700 and the 80% low-income limit for four people is $58,700. ZIP code 72140 lies mainly in Arkansas County. See the Arkansas County, AR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
72038	Crocketts Bluff	6.8 mi	$1,050
72048	Ethel	9.3 mi	$940
72353	Lambrook	10.1 mi	$910
72042	De Witt	11.4 mi	$910
72383	Turner	11.5 mi	$1,010
72069	Holly Grove	11.8 mi	$1,140

Questions

What is the Fair Market Rent for ZIP code 72140?

HUD's FY2027 Small Area Fair Market Rents for 72140 are $660 (studio), $720 (1 BR), $930 (2 BR), $1,160 (3 BR) and $1,530 (4 BR) a month.

What is the Section 8 payment standard in 72140?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 72140 that range is $837 to $1,023 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 72140?

The FY2026 income limits of the Arkansas County, AR area apply: median family income $70,700, low-income (80%) limit $58,700 for a family of four.