FY2027 Small Area FMR · Lavaca, AR

ZIP 72941 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 72941 (Lavaca, AR) is $990 a month, up 5.3% from FY2026. That is 1% above the Fort Smith, AR-OK area-wide FMR of $979.

2-bedroom SAFMR$990per month ▲ 5.3%

Area-wide 2 BR FMR$979Fort Smith, AR-OK

Rank in the area14thof 44 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$891

2 BR Small Area FMR$990

110% of SAFMR$1,089

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$750▲ 10.3%

1 BR$760▲ 7.0%

2 BR$990▲ 5.3%

3 BR$1,340▲ 5.5%

4 BR$1,640▲ 7.2%

FY2027 FY2026

Where 72941 sits in the Fort Smith, AR-OK area

Of the 44 ZIP codes HUD lists for the area, 72941 has the 14th highest two-bedroom Small Area FMR. Fort Smith, AR-OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $979 for two bedrooms; an agency that opts in to Small Area FMRs would use $990 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$750	$675 – $825	$741	$680
1 bedroom	$760	$684 – $836	$748	$710
2 bedrooms	$990	$891 – $1,089	$979	$940
3 bedrooms	$1,340	$1,206 – $1,474	$1,324	$1,270
4 bedrooms	$1,640	$1,476 – $1,804	$1,625	$1,530

A household renting a two-bedroom home at the Small Area FMR of $990 needs about $39,600 a year to keep housing costs at 30% of income. The area median family income is $76,800 and the 80% low-income limit for four people is $61,450. ZIP code 72941 lies mainly in Sebastian County. See the Fort Smith, AR-OK metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
72921	Alma	7.9 mi	$1,090
72933	Charleston	8.5 mi	$920
72935	Dyer	8.7 mi	$920
72923	Barling	9.2 mi	$1,080
72903	Fort Smith	11.6 mi	$1,020
72930	Cecil	11.9 mi	$940

Questions

What is the Fair Market Rent for ZIP code 72941?

HUD's FY2027 Small Area Fair Market Rents for 72941 are $750 (studio), $760 (1 BR), $990 (2 BR), $1,340 (3 BR) and $1,640 (4 BR) a month.

What is the Section 8 payment standard in 72941?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 72941 that range is $891 to $1,089 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 72941?

The FY2026 income limits of the Fort Smith, AR-OK area apply: median family income $76,800, low-income (80%) limit $61,450 for a family of four.