FY2027 Small Area FMR · Harrah, OK
ZIP 73045 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 73045 (Harrah, OK) is $1,120 a month, down 2.6% from FY2026. That is 11% below the Oklahoma City, OK area-wide FMR of $1,264.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 73045 sits in the Oklahoma City, OK area
Of the 129 ZIP codes HUD lists for the area, 73045 has the 87th highest two-bedroom Small Area FMR. Oklahoma City, OK is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,008 and $1,232 for two bedrooms.
ZIP code 73045 crosses more than one HUD area. HUD also lists it under Lincoln County, OK (same figures) and Pottawatomie County, OK (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $870 | $783 – $957 | $958 | $890 |
| 1 bedroom | $930 | $837 – $1,023 | $1,040 | $950 |
| 2 bedrooms | $1,120 | $1,008 – $1,232 | $1,264 | $1,150 |
| 3 bedrooms | $1,510 | $1,359 – $1,661 | $1,713 | $1,550 |
| 4 bedrooms | $1,710 | $1,539 – $1,881 | $1,923 | $1,730 |
A household renting a two-bedroom home at the Small Area FMR of $1,120 needs about $44,800 a year to keep housing costs at 30% of income. The area median family income is $97,300 and the 80% low-income limit for four people is $77,850. ZIP code 73045 lies mainly in Oklahoma County, Lincoln County and Pottawatomie County. See the Oklahoma City, OK metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 73045?
HUD's FY2027 Small Area Fair Market Rents for 73045 are $870 (studio), $930 (1 BR), $1,120 (2 BR), $1,510 (3 BR) and $1,710 (4 BR) a month.
What is the Section 8 payment standard in 73045?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 73045 that range is $1,008 to $1,232 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 73045?
The FY2026 income limits of the Oklahoma City, OK area apply: median family income $97,300, low-income (80%) limit $77,850 for a family of four.