FY2027 Small Area FMR · Rose, OK
ZIP 74364 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74364 (Rose, OK) is $1,100 a month, up 8.9% from FY2026. That is 17% above the Cherokee County, OK area-wide FMR of $943.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 74364 sits in the Cherokee County, OK area
Of the 17 ZIP codes HUD lists for the area, 74364 has the 3rd highest two-bedroom Small Area FMR. Cherokee County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $943 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.
ZIP code 74364 crosses more than one HUD area. HUD also lists it under Delaware County, OK (same figures) and Mayes County, OK (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $870 | $783 – $957 | $746 | $780 |
| 1 bedroom | $870 | $783 – $957 | $750 | $790 |
| 2 bedrooms | $1,100 | $990 – $1,210 | $943 | $1,010 |
| 3 bedrooms | $1,430 | $1,287 – $1,573 | $1,187 | $1,290 |
| 4 bedrooms | $1,480 | $1,332 – $1,628 | $1,239 | $1,430 |
A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $71,300 and the 80% low-income limit for four people is $60,700. ZIP code 74364 lies mainly in Delaware County, Cherokee County and Mayes County. See the Cherokee County, OK county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 74364?
HUD's FY2027 Small Area Fair Market Rents for 74364 are $870 (studio), $870 (1 BR), $1,100 (2 BR), $1,430 (3 BR) and $1,480 (4 BR) a month.
What is the Section 8 payment standard in 74364?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74364 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 74364?
The FY2026 income limits of the Cherokee County, OK area apply: median family income $71,300, low-income (80%) limit $60,700 for a family of four.