FY2027 Small Area FMR · Twin Oaks, OK

ZIP 74368 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74368 (Twin Oaks, OK) is $1,030 a month, up 9.6% from FY2026. That is 5% above the Delaware County, OK area-wide FMR of $980.

2-bedroom SAFMR$1,030per month ▲ 9.6%

Area-wide 2 BR FMR$980Delaware County, OK

Rank in the area4thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$927

2 BR Small Area FMR$1,030

110% of SAFMR$1,133

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$800▲ 12.7%

1 BR$810▲ 12.5%

2 BR$1,030▲ 9.6%

3 BR$1,330▲ 12.7%

4 BR$1,410▲ 6.8%

FY2027 FY2026

Where 74368 sits in the Delaware County, OK area

Of the 16 ZIP codes HUD lists for the area, 74368 has the 4th highest two-bedroom Small Area FMR. Delaware County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $980 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,030 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$800	$720 – $880	$772	$710
1 bedroom	$810	$729 – $891	$777	$720
2 bedrooms	$1,030	$927 – $1,133	$980	$940
3 bedrooms	$1,330	$1,197 – $1,463	$1,266	$1,180
4 bedrooms	$1,410	$1,269 – $1,551	$1,321	$1,320

A household renting a two-bedroom home at the Small Area FMR of $1,030 needs about $41,200 a year to keep housing costs at 30% of income. The area median family income is $75,200 and the 80% low-income limit for four people is $60,700. ZIP code 74368 lies mainly in Delaware County. See the Delaware County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
74347	Kansas	2.0 mi	$1,010
74359	Oaks	3.9 mi	$920
74364	Rose	5.6 mi	$1,100
74338	Colcord	7.3 mi	$920
74964	Watts	12.5 mi	$1,140
74452	Peggs	13.6 mi	$990

Questions

What is the Fair Market Rent for ZIP code 74368?

HUD's FY2027 Small Area Fair Market Rents for 74368 are $800 (studio), $810 (1 BR), $1,030 (2 BR), $1,330 (3 BR) and $1,410 (4 BR) a month.

What is the Section 8 payment standard in 74368?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74368 that range is $927 to $1,133 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74368?

The FY2026 income limits of the Delaware County, OK area apply: median family income $75,200, low-income (80%) limit $60,700 for a family of four.