Income Limits by County

FY2027 Small Area FMR · Muskogee, OK

ZIP 74402 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74402 (Muskogee, OK) is $950 a month, unchanged from FY2026. That is 0% equal to the Muskogee County, OK area-wide FMR of $949.

2-bedroom SAFMR$950per month ■ 0.0%
Area-wide 2 BR FMR$949Muskogee County, OK
Rank in the area9thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$855
2 BR Small Area FMR$950
110% of SAFMR$1,045

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 74402 sits in the Muskogee County, OK area

$920$1,280median $955

Of the 16 ZIP codes HUD lists for the area, 74402 has the 9th highest two-bedroom Small Area FMR. Muskogee County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $949 for two bedrooms; an agency that opts in to Small Area FMRs would use $950 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$720$648 – $792$721$720
1 bedroom$730$657 – $803$725$720
2 bedrooms$950$855 – $1,045$949$950
3 bedrooms$1,200$1,080 – $1,320$1,195$1,190
4 bedrooms$1,360$1,224 – $1,496$1,363$1,470

A household renting a two-bedroom home at the Small Area FMR of $950 needs about $38,000 a year to keep housing costs at 30% of income. The area median family income is $74,100 and the 80% low-income limit for four people is $60,700. ZIP code 74402 lies mainly in Muskogee County. See the Muskogee County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
74446Okay5.9 mi$1,060
74434Fort Gibson6.2 mi$920
74403Muskogee6.5 mi$960
74423Braggs9.0 mi$1,280
74401Muskogee9.4 mi$960
74454Porter13.3 mi$920

Questions

What is the Fair Market Rent for ZIP code 74402?

HUD's FY2027 Small Area Fair Market Rents for 74402 are $720 (studio), $730 (1 BR), $950 (2 BR), $1,200 (3 BR) and $1,360 (4 BR) a month.

What is the Section 8 payment standard in 74402?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74402 that range is $855 to $1,045 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74402?

The FY2026 income limits of the Muskogee County, OK area apply: median family income $74,100, low-income (80%) limit $60,700 for a family of four.