Income Limits by County

FY2027 Small Area FMR · Braggs, OK

ZIP 74423 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74423 (Braggs, OK) is $1,280 a month, up 6.7% from FY2026. That is 35% above the Muskogee County, OK area-wide FMR of $949.

2-bedroom SAFMR$1,280per month ▲ 6.7%
Area-wide 2 BR FMR$949Muskogee County, OK
Rank in the area1stof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,152
2 BR Small Area FMR$1,280
110% of SAFMR$1,408

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 74423 sits in the Muskogee County, OK area

$920$1,280median $955

Of the 16 ZIP codes HUD lists for the area, 74423 has the 1st highest two-bedroom Small Area FMR. Muskogee County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $949 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,280 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$970$873 – $1,067$721$910
1 bedroom$980$882 – $1,078$725$910
2 bedrooms$1,280$1,152 – $1,408$949$1,200
3 bedrooms$1,610$1,449 – $1,771$1,195$1,510
4 bedrooms$1,840$1,656 – $2,024$1,363$1,850

A household renting a two-bedroom home at the Small Area FMR of $1,280 needs about $51,200 a year to keep housing costs at 30% of income. The area median family income is $74,100 and the 80% low-income limit for four people is $60,700. ZIP code 74423 lies mainly in Muskogee County. See the Muskogee County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
74403Muskogee6.5 mi$960
74435Gore8.6 mi$960
74434Fort Gibson9.5 mi$920
74451Park Hill13.5 mi$1,110
74470Webbers Falls13.6 mi$950
74469Warner13.9 mi$920

Questions

What is the Fair Market Rent for ZIP code 74423?

HUD's FY2027 Small Area Fair Market Rents for 74423 are $970 (studio), $980 (1 BR), $1,280 (2 BR), $1,610 (3 BR) and $1,840 (4 BR) a month.

What is the Section 8 payment standard in 74423?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74423 that range is $1,152 to $1,408 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74423?

The FY2026 income limits of the Muskogee County, OK area apply: median family income $74,100, low-income (80%) limit $60,700 for a family of four.