FY2027 Small Area FMR · Park Hill, OK

ZIP 74451 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74451 (Park Hill, OK) is $1,110 a month, up 1.8% from FY2026. That is 18% above the Cherokee County, OK area-wide FMR of $943.

2-bedroom SAFMR$1,110per month ▲ 1.8%

Area-wide 2 BR FMR$943Cherokee County, OK

Rank in the area2ndof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$999

2 BR Small Area FMR$1,110

110% of SAFMR$1,221

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880■ 0.0%

1 BR$880■ 0.0%

2 BR$1,110▲ 1.8%

3 BR$1,400■ 0.0%

4 BR$1,460▲ 1.4%

FY2027 FY2026

Where 74451 sits in the Cherokee County, OK area

Of the 17 ZIP codes HUD lists for the area, 74451 has the 2nd highest two-bedroom Small Area FMR. Cherokee County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $943 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,110 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$746	$880
1 bedroom	$880	$792 – $968	$750	$880
2 bedrooms	$1,110	$999 – $1,221	$943	$1,090
3 bedrooms	$1,400	$1,260 – $1,540	$1,187	$1,400
4 bedrooms	$1,460	$1,314 – $1,606	$1,239	$1,440

A household renting a two-bedroom home at the Small Area FMR of $1,110 needs about $44,400 a year to keep housing costs at 30% of income. The area median family income is $71,300 and the 80% low-income limit for four people is $60,700. ZIP code 74451 lies mainly in Cherokee County. See the Cherokee County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
74427	Cookson	5.9 mi	$920
74471	Welling	8.6 mi	$920
74945	Marble City	12.8 mi	$1,030
74931	Bunch	12.8 mi	$1,150
74435	Gore	13.2 mi	$960
74962	Vian	13.3 mi	$920

Questions

What is the Fair Market Rent for ZIP code 74451?

HUD's FY2027 Small Area Fair Market Rents for 74451 are $880 (studio), $880 (1 BR), $1,110 (2 BR), $1,400 (3 BR) and $1,460 (4 BR) a month.

What is the Section 8 payment standard in 74451?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74451 that range is $999 to $1,221 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74451?

The FY2026 income limits of the Cherokee County, OK area apply: median family income $71,300, low-income (80%) limit $60,700 for a family of four.