FY2027 Small Area FMR · Wainwright, OK

ZIP 74468 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74468 (Wainwright, OK) is $940 a month, down 3.1% from FY2026. That is 1% below the Muskogee County, OK area-wide FMR of $949.

2-bedroom SAFMR$940per month ▼ 3.1%

Area-wide 2 BR FMR$949Muskogee County, OK

Rank in the area11thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$846

2 BR Small Area FMR$940

110% of SAFMR$1,034

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$710▼ 2.7%

1 BR$720▼ 2.7%

2 BR$940▼ 3.1%

3 BR$1,180▼ 3.3%

4 BR$1,350▼ 10.0%

FY2027 FY2026

Where 74468 sits in the Muskogee County, OK area

Of the 16 ZIP codes HUD lists for the area, 74468 has the 11th highest two-bedroom Small Area FMR. Muskogee County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $949 for two bedrooms; an agency that opts in to Small Area FMRs would use $940 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$710	$639 – $781	$721	$730
1 bedroom	$720	$648 – $792	$725	$740
2 bedrooms	$940	$846 – $1,034	$949	$970
3 bedrooms	$1,180	$1,062 – $1,298	$1,195	$1,220
4 bedrooms	$1,350	$1,215 – $1,485	$1,363	$1,500

A household renting a two-bedroom home at the Small Area FMR of $940 needs about $37,600 a year to keep housing costs at 30% of income. The area median family income is $74,100 and the 80% low-income limit for four people is $60,700. ZIP code 74468 lies mainly in Muskogee County. See the Muskogee County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
74428	Council Hill	4.9 mi	$980
74450	Oktaha	5.1 mi	$920
74459	Rentiesville	6.9 mi	$920
74422	Boynton	7.7 mi	$1,280
74401	Muskogee	9.5 mi	$960
74463	Taft	10.2 mi	$970

Questions

What is the Fair Market Rent for ZIP code 74468?

HUD's FY2027 Small Area Fair Market Rents for 74468 are $710 (studio), $720 (1 BR), $940 (2 BR), $1,180 (3 BR) and $1,350 (4 BR) a month.

What is the Section 8 payment standard in 74468?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74468 that range is $846 to $1,034 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74468?

The FY2026 income limits of the Muskogee County, OK area apply: median family income $74,100, low-income (80%) limit $60,700 for a family of four.