FY2027 Small Area FMR · Francis, OK

ZIP 74844 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74844 (Francis, OK) is $950 a month, unchanged from FY2026. That is 3% below the Pontotoc County, OK area-wide FMR of $982.

2-bedroom SAFMR$950per month ■ 0.0%

Area-wide 2 BR FMR$982Pontotoc County, OK

Rank in the area6thof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$855

2 BR Small Area FMR$950

110% of SAFMR$1,045

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$660▼ 1.5%

1 BR$730▲ 1.4%

2 BR$950■ 0.0%

3 BR$1,180■ 0.0%

4 BR$1,250▼ 2.3%

FY2027 FY2026

Where 74844 sits in the Pontotoc County, OK area

Of the 11 ZIP codes HUD lists for the area, 74844 has the 6th highest two-bedroom Small Area FMR. Pontotoc County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $982 for two bedrooms; an agency that opts in to Small Area FMRs would use $950 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$660	$594 – $726	$684	$670
1 bedroom	$730	$657 – $803	$751	$720
2 bedrooms	$950	$855 – $1,045	$982	$950
3 bedrooms	$1,180	$1,062 – $1,298	$1,218	$1,180
4 bedrooms	$1,250	$1,125 – $1,375	$1,291	$1,280

A household renting a two-bedroom home at the Small Area FMR of $950 needs about $38,000 a year to keep housing costs at 30% of income. The area median family income is $84,200 and the 80% low-income limit for four people is $67,350. ZIP code 74844 lies mainly in Pontotoc County. See the Pontotoc County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
74867	Sasakwa	7.1 mi	$970
74825	Allen	9.6 mi	$1,110
74820	Ada	10.0 mi	$1,020
74849	Konawa	12.2 mi	$920
74827	Atwood	13.7 mi	$950
74842	Fittstown	16.9 mi	$920

Questions

What is the Fair Market Rent for ZIP code 74844?

HUD's FY2027 Small Area Fair Market Rents for 74844 are $660 (studio), $730 (1 BR), $950 (2 BR), $1,180 (3 BR) and $1,250 (4 BR) a month.

What is the Section 8 payment standard in 74844?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74844 that range is $855 to $1,045 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74844?

The FY2026 income limits of the Pontotoc County, OK area apply: median family income $84,200, low-income (80%) limit $67,350 for a family of four.