FY2027 Small Area FMR · Allen, OK
ZIP 74825 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74825 (Allen, OK) is $1,110 a month, up 3.7% from FY2026. That is 21% above the Coal County, OK area-wide FMR of $916.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 74825 sits in the Coal County, OK area
Of the 9 ZIP codes HUD lists for the area, 74825 has the 2nd highest two-bedroom Small Area FMR. Coal County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $916 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,110 for this ZIP code instead.
ZIP code 74825 crosses more than one HUD area. HUD also lists it under Hughes County, OK (same figures) and Pontotoc County, OK (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $800 | $720 – $880 | $696 | $770 |
| 1 bedroom | $850 | $765 – $935 | $700 | $810 |
| 2 bedrooms | $1,110 | $999 – $1,221 | $916 | $1,070 |
| 3 bedrooms | $1,360 | $1,224 – $1,496 | $1,256 | $1,320 |
| 4 bedrooms | $1,500 | $1,350 – $1,650 | $1,464 | $1,470 |
A household renting a two-bedroom home at the Small Area FMR of $1,110 needs about $44,400 a year to keep housing costs at 30% of income. The area median family income is $63,200 and the 80% low-income limit for four people is $60,700. ZIP code 74825 lies mainly in Pontotoc County, Hughes County and Coal County. See the Coal County, OK county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 74825?
HUD's FY2027 Small Area Fair Market Rents for 74825 are $800 (studio), $850 (1 BR), $1,110 (2 BR), $1,360 (3 BR) and $1,500 (4 BR) a month.
What is the Section 8 payment standard in 74825?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74825 that range is $999 to $1,221 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 74825?
The FY2026 income limits of the Coal County, OK area apply: median family income $63,200, low-income (80%) limit $60,700 for a family of four.