Income Limits by County

FY2027 Small Area FMR · Spiro, OK

ZIP 74959 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 74959 (Spiro, OK) is $970 a month, down 4.0% from FY2026. That is 6% above the Le Flore County, OK area-wide FMR of $916.

2-bedroom SAFMR$970per month ▼ 4.0%
Area-wide 2 BR FMR$916Le Flore County, OK
Rank in the area3rdof 24 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$873
2 BR Small Area FMR$970
110% of SAFMR$1,067

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 74959 sits in the Le Flore County, OK area

$920$1,120median $920

Of the 24 ZIP codes HUD lists for the area, 74959 has the 3rd highest two-bedroom Small Area FMR. Le Flore County, OK is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $916 for two bedrooms; an agency that opts in to Small Area FMRs would use $970 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$690$621 – $759$647$710
1 bedroom$740$666 – $814$700$800
2 bedrooms$970$873 – $1,067$916$1,010
3 bedrooms$1,340$1,206 – $1,474$1,268$1,400
4 bedrooms$1,490$1,341 – $1,639$1,405$1,460

A household renting a two-bedroom home at the Small Area FMR of $970 needs about $38,800 a year to keep housing costs at 30% of income. The area median family income is $69,300 and the 80% low-income limit for four people is $60,700. ZIP code 74959 lies mainly in Le Flore County. See the Le Flore County, OK county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
74951Panama7.2 mi$940
74902Pocola7.7 mi$920
74936Gans9.3 mi$920
74932Cameron10.0 mi$920
74930Bokoshe10.5 mi$920
74901Arkoma12.2 mi$920

Questions

What is the Fair Market Rent for ZIP code 74959?

HUD's FY2027 Small Area Fair Market Rents for 74959 are $690 (studio), $740 (1 BR), $970 (2 BR), $1,340 (3 BR) and $1,490 (4 BR) a month.

What is the Section 8 payment standard in 74959?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 74959 that range is $873 to $1,067 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 74959?

The FY2026 income limits of the Le Flore County, OK area apply: median family income $69,300, low-income (80%) limit $60,700 for a family of four.