Income Limits by County

FY2027 Small Area FMR · Bardwell, TX

ZIP 75101 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75101 (Bardwell, TX) is $1,420 a month, down 5.3% from FY2026. That is 21% below the Dallas, TX area-wide FMR of $1,807.

2-bedroom SAFMR$1,420per month ▼ 5.3%
Area-wide 2 BR FMR$1,807Dallas, TX
Rank in the area218thof 260 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,278
2 BR Small Area FMR$1,420
110% of SAFMR$1,562

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 75101 sits in the Dallas, TX area

$1,020$2,710median $1,720

Of the 260 ZIP codes HUD lists for the area, 75101 has the 218th highest two-bedroom Small Area FMR. Dallas, TX is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2011), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,278 and $1,562 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,170$1,053 – $1,287$1,491$1,230
1 bedroom$1,210$1,089 – $1,331$1,536$1,280
2 bedrooms$1,420$1,278 – $1,562$1,807$1,500
3 bedrooms$1,790$1,611 – $1,969$2,275$1,890
4 bedrooms$2,270$2,043 – $2,497$2,892$2,400

A household renting a two-bedroom home at the Small Area FMR of $1,420 needs about $56,800 a year to keep housing costs at 30% of income. The area median family income is $121,100 and the 80% low-income limit for four people is $96,900. ZIP code 75101 lies mainly in Ellis County. See the Dallas, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
76623Avalon5.0 mi$1,450
75119Ennis7.7 mi$1,460
76041Forreston8.4 mi$1,690
75165Waxahachie8.7 mi$1,720
76626Blooming Grove10.2 mi$1,140
76651Italy10.8 mi$1,350

Questions

What is the Fair Market Rent for ZIP code 75101?

HUD's FY2027 Small Area Fair Market Rents for 75101 are $1,170 (studio), $1,210 (1 BR), $1,420 (2 BR), $1,790 (3 BR) and $2,270 (4 BR) a month.

What is the Section 8 payment standard in 75101?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75101 that range is $1,278 to $1,562 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75101?

The FY2026 income limits of the Dallas, TX area apply: median family income $121,100, low-income (80%) limit $96,900 for a family of four.