FY2027 Small Area FMR · Lancaster, TX

ZIP 75146 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75146 (Lancaster, TX) is $1,850 a month, down 4.1% from FY2026. That is 2% above the Dallas, TX area-wide FMR of $1,807.

2-bedroom SAFMR$1,850per month ▼ 4.1%

Area-wide 2 BR FMR$1,807Dallas, TX

Rank in the area107thof 260 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,665

2 BR Small Area FMR$1,850

110% of SAFMR$2,035

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,530▼ 3.2%

1 BR$1,570▼ 4.8%

2 BR$1,850▼ 4.1%

3 BR$2,330▼ 4.1%

4 BR$2,960▼ 4.2%

FY2027 FY2026

Where 75146 sits in the Dallas, TX area

Of the 260 ZIP codes HUD lists for the area, 75146 has the 107th highest two-bedroom Small Area FMR. Dallas, TX is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2011), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,665 and $2,035 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,530	$1,377 – $1,683	$1,491	$1,580
1 bedroom	$1,570	$1,413 – $1,727	$1,536	$1,650
2 bedrooms	$1,850	$1,665 – $2,035	$1,807	$1,930
3 bedrooms	$2,330	$2,097 – $2,563	$2,275	$2,430
4 bedrooms	$2,960	$2,664 – $3,256	$2,892	$3,090

A household renting a two-bedroom home at the Small Area FMR of $1,850 needs about $74,000 a year to keep housing costs at 30% of income. The area median family income is $121,100 and the 80% low-income limit for four people is $96,900. ZIP code 75146 lies mainly in Dallas County and Ellis County. See the Dallas, TX metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
75134	Lancaster	3.9 mi	$1,980
75154	Red Oak	4.6 mi	$1,780
75172	Wilmer	5.1 mi	$1,520
75141	Hutchins	5.7 mi	$1,720
75241	Dallas	6.9 mi	$1,480
75115	Desoto	7.1 mi	$1,790

Questions

What is the Fair Market Rent for ZIP code 75146?

HUD's FY2027 Small Area Fair Market Rents for 75146 are $1,530 (studio), $1,570 (1 BR), $1,850 (2 BR), $2,330 (3 BR) and $2,960 (4 BR) a month.

What is the Section 8 payment standard in 75146?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75146 that range is $1,665 to $2,035 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75146?

The FY2026 income limits of the Dallas, TX area apply: median family income $121,100, low-income (80%) limit $96,900 for a family of four.