FY2027 Small Area FMR · Cunningham, TX

ZIP 75434 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 75434 (Cunningham, TX) is $1,040 a month, up 7.2% from FY2026. That is 0% equal to the Lamar County, TX area-wide FMR of $1,036.

2-bedroom SAFMR$1,040per month ▲ 7.2%

Area-wide 2 BR FMR$1,036Lamar County, TX

Rank in the area5thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936

2 BR Small Area FMR$1,040

110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$790▲ 3.9%

1 BR$800▲ 1.3%

2 BR$1,040▲ 7.2%

3 BR$1,360▲ 5.4%

4 BR$1,370▲ 3.0%

FY2027 FY2026

Where 75434 sits in the Lamar County, TX area

Of the 17 ZIP codes HUD lists for the area, 75434 has the 5th highest two-bedroom Small Area FMR. Lamar County, TX is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,036 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$790	$711 – $869	$787	$760
1 bedroom	$800	$720 – $880	$793	$790
2 bedrooms	$1,040	$936 – $1,144	$1,036	$970
3 bedrooms	$1,360	$1,224 – $1,496	$1,354	$1,290
4 bedrooms	$1,370	$1,233 – $1,507	$1,362	$1,330

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $84,800 and the 80% low-income limit for four people is $67,850. ZIP code 75434 lies mainly in Lamar County. See the Lamar County, TX county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
75435	Deport	5.9 mi	$1,010
75481	Sulphur Bluff	6.1 mi	$1,090
75450	Lake Creek	6.5 mi	$1,010
75468	Pattonville	7.0 mi	$1,020
75437	Dike	11.8 mi	$1,130
75487	Talco	13.1 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 75434?

HUD's FY2027 Small Area Fair Market Rents for 75434 are $790 (studio), $800 (1 BR), $1,040 (2 BR), $1,360 (3 BR) and $1,370 (4 BR) a month.

What is the Section 8 payment standard in 75434?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 75434 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 75434?

The FY2026 income limits of the Lamar County, TX area apply: median family income $84,800, low-income (80%) limit $67,850 for a family of four.